Pagaya Technologies Stock News

I expect Pagaya to beat analysts' estimates and raise its full-year outlook when it reports Q3 earnings on November 10th. Key Pagaya partners reported strong Q3 results, highlighted by strong demand for personal loans and improving credit quality. Declining U.S. speculative-grade default rates suggest an improving credit cycle, which could be a major tailwind to Pagaya's network volume in the s...

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that the Company's management team will participate in the following investor conferences: KBW FinTech Payments Conference Date: November 12, 2025 Location: New York, NY Citi's 14th Annual FinTech Confere...

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to nine classes of notes issued by Pagaya Point of Sale Holdings Grantor Trust 2025-2 and Pagaya Point of Sale Holdings Trust 2025-2 (collectively “POSH 2025-2”), a point-of-sale unsecured consumer loan ABS transaction. POSH 2025-2 has initial hard credit enhancement levels of 34.98% for the Class A Notes to 2.18%...

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the closing of PAID 2025-7, a $500 million asset-backed securitization (ABS) backed by consumer loans originated on the Pagaya network. The AAA-rated transaction brings Pagaya's total amount...

Pagaya leverages AI to serve high-risk borrowers rejected by traditional banks, tapping into a vast underserved market. PGY has achieved GAAP profitability in the last two quarters, with operational leverage. PGY's strong partnerships, robust credit quality, and scalable business model support a positive long-term outlook and continued network volume growth.

Pagaya's AI underwriting flywheel drives structural profitability and sustainable cash flow growth beyond traditional credit cycles. Revenue reached $1.15 billion with EBITDA of $193 million, confirming an inflection in operating leverage. Forward flow agreements exceeding $4.9 billion ensure predictable funding and lower capital intensity.

Pagaya Technologies is rated a buy, driven by strong growth, AI-powered lending, and significant undervaluation versus peers. PGY's capital-light model, robust partner network, and consistent double-digit revenue and EBITDA growth highlight its competitive edge and scalability. Forward P/E of 10.44x and a 73% forward EBITDA growth rate suggest the market is mispricing PGY, with a price target o...

Pagaya Technologies, a small-cap fintech player, has outperformed its fintech and Israeli tech peers by a huge margin this year, even as its share price has expanded by over 2x. Network volumes and FRLPC margins continue to expand at a healthy pace, while PGY will be GAAP profitable on an annual basis by the end of this year. PGY looks compelling from a PEG viewpoint (a multiple of less than 0....