Pagaya Technologies Stock News

Pagaya Technologies (PGY) is now a more attractive Buy following a valuation reset and continued strong execution on growth and margins. PGY's AI-driven platform, partner expansion, and data flywheel provide structural growth and reduce cyclicality compared to B2C lenders. Q3 saw network volume up 19% YoY, revenue up 36% YoY, and adjusted EBITDA margins expand 900 bps to 30.6%.

Pagaya fundamentals continue to improve, despite significant stock price contraction and negative sentiment shift in AI and momentum stocks. PGY trades at a forward P/E just above 7, representing over 3x undervaluation versus peers at 24x, despite delivering 30%+ top and bottom line growth. I see a significant valuation gap likely to close if management sustains current growth momentum, making ...

Pagaya Technologies earns a 'strong buy' rating, driven by its AI-powered intermediary model that eliminates direct credit risk and enables scalable, commission-based growth. PGY delivered a significant Q3 2025 beat with EPS of $1.02 and a 19% YoY growth in network volume, showcasing powerful operational leverage and record margins. The platform's AI-driven risk assessment and securitization pr...

I see Pagaya Technologies' selloff as a credit-fear overreaction, not a fundamentals-driven mispricing. PGY's Q3 2025 results showed $350M revenue (+36% YoY), improved margins, and its third consecutive GAAP net income quarter. Operating leverage is real: adjusted EBITDA hit $107M (30.6% margin vs. 21.8% prior), and GAAP net income was +$23M, third straight profitable quarter.

Premiere digital personal finance company Achieve to leverage Pagaya's credit-decisioning technology and data network to responsibly broaden access to personal loans for consumers SAN MATEO, Calif. , Dec. 17, 2025 /PRNewswire/ -- Achieve , the leader in digital personal finance, and Pagaya Technologies LTD.

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the closing of PAID 2025-8, a $500 million asset-backed securitization (ABS) backed by consumer loans originated on the Pagaya network. The AAA-rated transaction brings Pagaya's total amount...

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the closing of RPM 2025-6, a $400 million auto asset-backed securitization (ABS). The transaction marks another successful execution in Pagaya's repeatable Auto ABS program, underscoring the...

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 15 classes of notes issued by Pagaya AI Debt Grantor Trust 2025-8 & Pagaya AI Debt Trust 2025-8 (collectively “PAID 2025-8”), an unsecured consumer loan ABS transaction. PAID 2025-8 has initial hard credit enhancement levels of 83.40% for the Class A-1 Notes to 1.83% for the Class F Notes. Credit enhancement is...