$19.34
1.48% today
Nasdaq, Dec 11, 04:20 pm CET
ISIN
US88557W1018
Symbol
QFIN

360 DigiTech Stock price

$19.63
-3.25 14.20% 1M
-22.27 53.15% 6M
-18.75 48.85% YTD
-18.44 48.44% 1Y
+2.11 12.04% 3Y
+8.07 69.81% 5Y
+3.13 18.97% 10Y
+3.13 18.97% 20Y
Nasdaq, Closing price Wed, Dec 10 2025
+0.37 1.92%
ISIN
US88557W1018
Symbol
QFIN
Industry

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How does the company make money?
Who are the company’s main competitors?
What are the key opportunities and risks?
How is the company managed?

Key metrics

Basic
Market capitalization
$2.2b
Enterprise Value
$1.5b
Net debt
positive
Cash
$1.5b
Shares outstanding
284.0m
Valuation (TTM | estimate)
P/E
5.1 | 3.0
P/S
0.8 | 0.8
EV/Sales
0.5 | 0.5
EV/FCF
-
P/B
0.6
Dividends
DPS
$1.46
Yield 1Y | 5Y
7.4% | 3.8%
Growth 1Y | 5Y
23.7% | -
Payout 1Y | 3Y
40.4% | 40.7%
Increased
2 Years
Financials (TTM | estimate)
Revenue
$2.8b | $2.9b
EBITDA
- | $1.2b
EBIT
$1.1b | $1.1b
Net Income
$1.0b | $1.9b
Free Cash Flow
-
Growth (TTM | estimate)
Revenue
14.1% | 17.4%
EBITDA
- | 14.2%
EBIT
11.3% | 7.9%
Net Income
33.4% | 109.1%
Free Cash Flow
-
Margin (TTM | estimate)
Gross
84.7%
EBITDA
- | 43.1%
EBIT
39.3%
Net
37.2% | 65.0%
Free Cash Flow
-
Financial Health
Equity Ratio
50.3%
Return on Equity
25.9%
ROCE
18.1%
ROIC
-
Debt/Equity
0.3
More
EPS
$3.9
FCF per Share
-
Short interest
4.0%
Employees
4k
Rev per Employee
$690.0k
Show more

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360 DigiTech Stock Analysis

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Analyst Opinions

19 Analysts have issued a 360 DigiTech forecast:

17x Buy
89%
2x Hold
11%

Analyst Opinions

19 Analysts have issued a 360 DigiTech forecast:

Buy
89%
Hold
11%

Financial data from 360 DigiTech

Income Statement P&L | Balance Sheet | Cash Flow


Quarter TTM Annually
Sep '25
+/-
%
2,774 2,774
14% 14%
100%
- Direct Costs 423 423
3% 3%
15%
2,350 2,350
16% 16%
85%
- Selling and Administrative Expenses 487 487
33% 33%
18%
- Research and Development Expense - -
-
-
- -
-
-
- Depreciation and Amortization - -
-
-
EBIT (Operating Income) EBIT 1,090 1,090
11% 11%
39%
Net Profit 1,031 1,031
33% 33%
37%

In millions USD.

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360 DigiTech Stock News

Negative
Seeking Alpha
8 days ago
Qfin Holdings is downgraded to Hold due to a weakened near-term earnings outlook despite strong long-term tech platform potential. Q3 results showed revenue growth but significant margin compression, driven by higher provisions and operating costs, leading to a 17.4% y/y earnings decline. Regulatory risks, including a potential interest rate cap reduction and rising delinquency rates, create st...
Neutral
Seeking Alpha
23 days ago
Qfin Holdings, Inc. ( QFIN ) Q3 2025 Earnings Call November 18, 2025 7:30 PM EST Company Participants Karen Ji Haisheng Wu - CEO & Director Zuoli Xu - CFO & Director Conference Call Participants Chiyao Huang - Morgan Stanley, Research Division Lihan Yu - JPMorgan Chase & Co, Research Division Xiaoxiong Ye - UBS Investment Bank, Research Division Emma Xu - BofA Securities, Research Division Yun-...
Neutral
GlobeNewsWire
23 days ago
SHANGHAI, China, Nov. 18, 2025 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced its unaudited financial results for the third quarter ended September 30, 2025.
More 360 DigiTech News

Company Profile

360 Finance, Inc. is a holding company, which engages in the provision of digital consumer finance platform. It provides tailored online consumer finance products to prime, underserved borrowers funded primarily by its funding partners. The company proprietary technology platform supports full transaction lifecycle from credit application through settlement. 360 Finance was founded on July 25, 2016 and is headquartered in Shanghai, China.

Head office Cayman Islands
CEO Hai Wu
Employees 3,527
Founded 2016
Website ir.qfin.com

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