Kaspi.kz Stock

$97.17

1.40% yesterday

Nasdaq, Aug 12, 10:00 pm CET

ISIN

US48581R2058

Symbol

KSPI

Reports

Quarter | Annual

Sector

Financial Services

Industry

Consumer Finance

Overview Dividends Analysts Charts News Strategies

Kaspi.kz Stock price

$97.17

+85.84 757.26% 5Y

Nasdaq, Closing price Tue, Aug 12 2025

+1.34 1.40%

ISIN

US48581R2058

Symbol

KSPI

Reports

Quarter | Annual

Sector

Financial Services

Industry

Consumer Finance

Key metrics

Basic

Market capitalization

$17.3b

Enterprise Value

$18.0b

Net debt

$741.8m

Cash

Shares outstanding

190.0m

Valuation (TTM | estimate)

P/E

9.2 | 8.1

P/S

4.4 | 3.0

EV/Sales

4.6 | 3.1

EV/FCF

18.7

P/B

5.5

Dividends

DPS

$6.48

Yield 1Y | 5Y

6.8% | 4.6%

Growth 1Y | 5Y

175.0% | -

Payout 1Y | 3Y

80.4% | 73.1%

Increased

1 Year

Financials (TTM | estimate)

Revenue

$3.9b | $5.8b

EBITDA

- | $2.7b

EBIT

- | $2.8b

Net Income

$2.0b | $2.3b

Free Cash Flow

$966.4m

Growth (TTM | estimate)

Revenue

38.1% | 65.2%

EBITDA

- | -

EBIT

- | -

Net Income

21.0% | 17.6%

Free Cash Flow

-19.2%

Financial Health

Equity Ratio

18.1%

Return on Equity

68.5%

ROCE

ROIC

Debt/Equity

0.2

EPS

$10.5

FCF per Share

$5.1

Short interest

0.4%

Employees

Rev per Employee

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Kaspi.kz Stock Analysis

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14 Analysts have issued a Kaspi.kz forecast:

12x Buy

86%

More details on Analyst Estimates Including Price Targets

14 Analysts have issued a Kaspi.kz forecast:

Buy

86%

Hold

14%

Analyst Estimates with Stock Price Targets

Financial data from Kaspi.kz

Income Statement P&L | Balance Sheet | Cash Flow

Quarter TTM Annually

Mar '25		+/- %
Revenue	3,943 3,943	38% 38% 100%
- Interest Income	793 793	25% 25% 20%
- Non-Interest Income	3,150 3,150	42% 42% 80%
Interest Expense	1,209 1,209	27% 27% 31%
Non-Interest Expense	-1,261 -1,261	84% 84% -32%
Loan Loss Provisions	239 239	45% 45% 6%
Net Profit	1,986 1,986	21% 21% 50%

In millions USD.

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Kaspi.kz Stock News

Neutral

Seeking Alpha

●

5 days ago

Kaspi's Business Continues To Grow Despite Inflation Woes

Kaspi delivered strong Q2 results, with robust revenue growth in Kazakhstan despite inflation and high-interest rates, reaffirming a positive full-year outlook. The company's core fintech and e-commerce businesses remain dominant in Kazakhstan, with significant deposit growth and expansion in e-grocery, positioning it for future margin improvement. Kaspi's expansion into Turkey via Hepsiburada ...

Neutral

Seeking Alpha

●

8 days ago

Joint Stock Company Kaspi.kz (KSPI) Q2 2025 Earnings Call Transcript

Joint Stock Company Kaspi.kz (NASDAQ:KSPI ) Q2 2025 Earnings Conference Call August 4, 2025 8:00 AM ET Company Participants David Ferguson - Head of Investor Relations Mikheil N. Lomtadze - Co-Founder, Executive Director, Chairman of the Management Board & CEO Conference Call Participants Cihan Saraoglu - HSBC Global Investment Research Darrin David Peller - Wolfe Research, LLC Gabor Kemeny - U...

Neutral

GlobeNewsWire

●

9 days ago

Kaspi.kz 2Q & 1H 2025 Financial Results

ALMATY, Kazakhstan, Aug. 04, 2025 (GLOBE NEWSWIRE) -- Joint Stock Company Kaspi.kz (“Kaspi.kz”, “we”) (Nasdaq:KSPI) which operates the Kaspi.kz and Kaspi Pay Super Apps in Kazakhstan and owns 66.35% of Hepsiburada in Türkiye, today published its unaudited consolidated IFRS financial results for the quarter and first half ended 30 June 2025 (“2Q & 1H 2025”).

More Kaspi.kz News

Company Profile

Kaspi.kz JSC provides a mobile app. The firm operates through the following segments: Payments Platform, Marketplace Platform and Fintech Platform. The Payments Platform segment consists of both consumers and merchants, to facilitate cashless, digital transactions. The Marketplace platform segment connects merchants and consumers enabling merchants to increase their sales and consumers to buy a broad selection of products and services offered by a variety of merchants. The Fintech Platform segment enables customers to manage their personal finances online and access consumer finance and deposit products primarily through the Kaspi.kz Super App. The company was founded by Mikheil Nugzarovich Lomtadze and Vyacheslav Konstantinovich Kim on October 16, 2008 and is headquartered in Almaty, Kazakhstan.

Head office	Kazakhstan
CEO	Mikhail Lomtadze
Founded	2008
Website	ir.kaspi.kz

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