SmartFinancial, Inc. Stock

$34.46

2.68% today

Nasdaq, Aug 12, 04:16 pm CET

ISIN

US83190L2088

Symbol

SMBK

Reports

Quarter | Annual

Index

NASDAQ Composite

Sector

Banks

Industry

Banks

Overview Dividends Analysts Charts News Strategies

SmartFinancial, Inc. Stock price

$33.56

+18.72 126.15% 5Y

Nasdaq, Closing price Mon, Aug 11 2025

+0.33 0.99%

ISIN

US83190L2088

Symbol

SMBK

Reports

Quarter | Annual

Index

NASDAQ Composite

Sector

Banks

Industry

Banks

Key metrics

Basic

Market capitalization

$571.1m

Enterprise Value

$617.8m

Net debt

$46.7m

Cash

Shares outstanding

17.0m

Valuation (TTM | estimate)

P/E

13.6 | 12.1

P/S

3.1 | 2.8

EV/Sales

3.3 | 3.0

EV/FCF

P/B

1.1

Dividends

DPS

$0.32

Yield 1Y | 5Y

1.0% | 1.2%

Growth 1Y | 5Y

0.0% | 45.0%

Payout 1Y | 3Y

15.0% | 14.4%

Increased

0 Years

Financials (TTM | estimate)

Revenue

$187.1m | $203.6m

EBITDA

- | -

EBIT

- | $67.0m

Net Income

$41.7m | $47.3m

Free Cash Flow

Growth (TTM | estimate)

Revenue

23.6% | 18.7%

EBITDA

- | -

EBIT

- | -

Net Income

62.9% | 30.9%

Free Cash Flow

Financial Health

Equity Ratio

9.3%

Return on Equity

7.4%

ROCE

ROIC

Debt/Equity

0.1

EPS

$2.5

FCF per Share

Short interest

0.6%

Employees

605

Rev per Employee

$280.0k

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SmartFinancial, Inc. Stock Analysis

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12 Analysts have issued a SmartFinancial, Inc. forecast:

6x Buy

50%

6x Hold

50%

More details on Analyst Estimates Including Price Targets

12 Analysts have issued a SmartFinancial, Inc. forecast:

Buy

50%

Hold

50%

Analyst Estimates with Stock Price Targets

Financial data from SmartFinancial, Inc.

Income Statement P&L | Balance Sheet | Cash Flow

Quarter TTM Annually

Jun '25		+/- %
Revenue	187 187	24% 24% 100%
- Interest Income	151 151	19% 19% 81%
- Non-Interest Income	36 36	47% 47% 19%
Interest Expense	114 114	7% 7% 61%
Non-Interest Expense	-128 -128	10% 10% -68%
Loan Loss Provisions	8.10 8.10	188% 188% 4%
Net Profit	42 42	63% 63% 22%

In millions USD.

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SmartFinancial, Inc. Stock News

Neutral

Business Wire

●

19 days ago

SmartFinancial Approves Regular Quarterly Cash Dividend

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK), the parent company for SmartBank, announced that on July 24, 2025, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock payable on August 25, 2025, to shareholders of record as of the close of business on August 8, 2025. About SmartFin...

Neutral

Seeking Alpha

●

20 days ago

SmartFinancial, Inc. (SMBK) Q2 2025 Earnings Call Transcript

SmartFinancial, Inc. (NYSE:SMBK ) Q2 2025 Earnings Conference Call July 22, 2025 10:00 AM ET Company Participants Nathan Strall - Head of Investor Relations William Carroll - President, CEO & Director Ronald Gorczynski - Executive VP & CFO Rhett Jordan - Executive VP & Chief Credit Officer Wesley Welborn - Executive Chairman of the Board Conference Call Participants Stephen Scouten - Piper Sand...

Neutral

Business Wire

●

22 days ago

SmartFinancial Announces Results for the Second Quarter 2025

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, compared to net income of $8.0 million, or $0.48 per diluted common share, for the second quarter of 2024, and compared to prior quarter net income of $11.3 million, or $0.67 per d...

More SmartFinancial, Inc. News

Company Profile

SmartFinancial, Inc. is a holding company, which engages in the provision of commercial banking services through SmartBank. The firm manages branches and loan production offices in a footprint spanning East Tennessee, Southwest Alabama, the Florida Panhandle, and North Georgia. It operates through the following portfolio segments: Commercial Real Estate; Consumer Real Estate; Construction and Land Development; Commercial and Industrial; and Consumer and Other. The Commercial Real Estate segment includes owner-occupied commercial real estate loans and loans secured by income-producing properties. The Consumer Real Estate segment comprises of real estate loans such as home equity lines. The Construction and Land Development segment consists of credit to real estate developers or investors. The Commercial and Industrial segment provides commercial and financial loans. The Consumer and Other segment gives direct consumer installment loans, overdrafts, and other revolving credit and educational loans. The company was founded on September 19, 1983 and is headquartered in Knoxville, TN.

Head office	United States
CEO	William Carroll
Employees	605
Founded	1983
Website	www.smartfinancialinc.com

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