$37.27
0.49%
Nasdaq, Sep 24, 04:00 pm EDT. Closed.
ISIN
US53803X1054
Symbol
LOB
Sector
Industry

Live Oak Bancshares, Inc. Target price 2026 - Analyst rating & recommendation

Live Oak Bancshares, Inc. Classifications & Recommendation

Buy
56%
Hold
44%

Live Oak Bancshares, Inc. Price Target

Target Price $47.43
Price $37.27
Potential
Number of Estimates 5
5 Analysts have issued a price target Live Oak Bancshares, Inc. 2027 . The average Live Oak Bancshares, Inc. target price is $47.43. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 9 analysts: 5 Analysts recommend Live Oak Bancshares, Inc. to buy, 4 to hold and 0 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the Live Oak Bancshares, Inc. stock has an average upside potential 2027 of . Most analysts recommend the Live Oak Bancshares, Inc. stock at Purchase.

Sales and Margin forecast 2026, 2027 & 2028

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Select at least one metric to display the chart.


Quarter Annually
Dec '25 2026
Estimates
Revenue Million $ 577.82 645.33
15.64% 11.68%
Net Margin 17.79% 21.97%
14.78% 23.47%

5 Analysts have issued a sales forecast Live Oak Bancshares, Inc. 2026 . The average Live Oak Bancshares, Inc. sales estimate is

$645m
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. This is
5.86% higher
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$675m 10.65%
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, the lowest is
$624m 2.41%
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.

This results in the following potential growth metrics:

Revenue Estimates

2025 $578m 15.64%
2026
$645m 11.68%
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2027
$714m 10.59%
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6 Live Oak Bancshares, Inc. Analysts have issued a net profit forecast 2026. The average Live Oak Bancshares, Inc. net profit estimate is

$142m
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. This is
7.15% higher
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$155m 17.14%
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, the lowest is
$132m 0.26%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2025 $103m 32.72%
2026
$142m 37.90%
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2027
$192m 35.27%
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Net Margin

2025 17.79% 14.78%
2026
21.97% 23.47%
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2027
26.88% 22.35%
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Earnings per share, P/E ratio and EV/sales Estimates 2026, 2027 & 2028

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Select at least one metric to display the chart.


Dec '25 2026
Estimates
Earnings Per Share $ 2.23 3.06
31.95% 37.22%
P/E 12.11
EV/Sales 2.81

6 Analysts have issued a Live Oak Bancshares, Inc. forecast for earnings per share. The average Live Oak Bancshares, Inc. EPS is

$3.06
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. This is
7.37% higher
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than earnings per share in the financial year 2025. The highest EPS forecast is
$3.35 17.54%
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, the lowest is
$2.85 0.00%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2025 $2.23 31.95%
2026
$3.06 37.22%
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2027
$4.14 35.29%
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P/E ratio

Current 13.08 57.02%
2026
12.11 6.95%
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2027
8.95 26.09%
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Based on analysts' sales estimates for 2026, the Live Oak Bancshares, Inc. stock is valued at an EV/Sales of

and an P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 2.99 12.57%
2026
2.81 5.55%
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2027
2.55 9.57%
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P/S ratio

Current 2.83 12.01%
2026
2.66 5.54%
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2027
2.41 9.57%
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Current Live Oak Bancshares, Inc. Upgrades & Downgrades

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Analyst Rating Action Date
Cantor Fitzgerald
Locked
➜
Locked
Locked Aug 19 2026
TD Cowen
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Locked Jul 27 2026
Keefe, Bruyette & Woods
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Locked Jul 24 2026
Cantor Fitzgerald
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Locked
Locked Jul 15 2026
Piper Sandler
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Locked
Locked Apr 27 2026
TD Cowen
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Locked
Locked Apr 27 2026
Keefe, Bruyette & Woods
Locked
➜
Locked
Locked Apr 24 2026
Analyst Rating Date
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Cantor Fitzgerald:
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Locked
Aug 19 2026
Locked
TD Cowen:
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Locked
Jul 27 2026
Locked
Keefe, Bruyette & Woods:
Locked
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Locked
Jul 24 2026
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Cantor Fitzgerald:
Locked
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Locked
Jul 15 2026
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Piper Sandler:
Locked
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Locked
Apr 27 2026
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TD Cowen:
Locked
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Locked
Apr 27 2026
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Keefe, Bruyette & Woods:
Locked
➜
Locked
Apr 24 2026

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