The word "monopoly" has a negative reputation in the investment and economic communities, as it is often linked to abusive pricing and unfair advantages that many other businesses and investors might not face. However, monopolies (or near-monopolies for that matter) can also mean outsized returns for investors who can spot them.
When someone wants to take out a loan, open a credit card, or apply for a mortgage, lenders will look at that person's credit score. It's been a lucrative business model for decades for Fair Isaac (FICO 3.76%), the company whose FICO credit scoring system has become a global leader, used in making more than 10 billion credit decisions annually.
Fair Isaac CEO Will Lansing pushed back against criticism of his company's FICO score pricing. He touted the quality of the FICO models and said credit score pricing isn't hurting home owners.
Shares of Fair Isaac (FICO -6.21%) fell 9.3% on Thursday as of 2:10 p.m. ET. The financial giant, which administers the well-known FICO credit score and related credit scoring analytics software, reported earnings last night.
Fair Isaac Corporation (NYSE:FICO ) Q3 2025 Earnings Conference Call July 30, 2024 5:00 PM ET Company Participants Dave Singleton - Vice President of Investor Relations Steven P. Weber - Executive VP & CFO William J.
Credit scoring giant Fair Isaac Corporation , widely known as FICO, raised its forecast for full-year adjusted profit on Wednesday, reflecting robust demand for its products.
BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a global analytics software leader, today announced results for its third fiscal quarter ended June 30, 2025. Third Quarter Fiscal 2025 GAAP Results Net income for the quarter totaled $181.8 million, or $7.40 per share, versus $126.3 million, or $5.05 per share, in the prior year period. Net cash provided by operating activities for the quarter...
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