Pagseguro presents a full banking value proposition, including B2B and B2C customers, with a strong management team and Grupo UOL support. Though not as “appealing” as Nubank, valuation at 5.8x P/E and P/B below 1 is extremely appealing. Share buybacks, continous growth and minimal multiple appreciation provide support for a significant upside.
Total payment volume (TPV) surged 28% y/y to BRL 146 billion ($23.6 billion) in 4Q24, driven by Pix operations' growth from 7% to 17%. The expanded credit portfolio grew 46% y/y to BRL 48 billion ($7.8 billion), with receivables prepayment operations increasing 47% y/y to BRL 44.7 billion ($7.2 billion). The stock trades below 1x P/B, indicating upside potential of at least 23%. Improvements in...
Digital Bank records consistent growth across all business lines, with an increased customer base, TPV, and deposits. ROAE reaches 15.2% SÃO PAULO, Feb. 21, 2025 /PRNewswire/ -- PagBank (NYSE: PAGS), a leading digital bank offering a comprehensive suite of financial services and payment solutions – always searching to make the financial lives of people and businesses easier – closed the fourth ...
PagSeguro stock is undervalued after a recent pullback, with strong growth in both payment processing and digital banking segments. Despite Brazil's economic challenges, PagSeguro's Q3 2024 performance shows a 37% increase in TPV, 20% revenue growth, and 30% net income rise. The company's ecosystem strategy, including Pix and new investment platforms, enhances cross-selling opportunities and cu...
PagSeguro holds a small market share in Brazil's saturated payments market. Brazil's rising inflation, interest rates, and BRL/USD devaluation have negatively impacted PAGS's performance. Also, increased expenses and shrinking margins have led to investor dissatisfaction and downgrades. With a low P/E ratio of 6.7x and 15% projected growth, the Company still presents a "Growth At a Reasonable P...
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