Upstart Holdings Stock News

Upstart Holdings, Inc. (NASDAQ:UPST ) The Citizens JMP Technology Conference Call March 3, 2025 2:00 PM ET Company Participants Sanjay Datta - Chief Financial Officer Unidentified Analyst It's a pleasure to have CFO, Sanjay Datta here again with us from Upstart Holdings. And really one of sort of the pioneers in digital lending and this is the part where I just turn it over to you so you can ha...

Feb. 27 was a brutal day for tech stocks.

Upstart Holdings' AI-driven credit risk models have shown significant improvements, increasing loan approvals by 101% and reducing APR by 38%. Its advanced AI models and reduced macroeconomic headwinds position it for future revenue growth. The company is currently unprofitable, but management forecasts a breakeven net income for the full year 2025.

Upstart Holdings reported a surprising Q4 profit, driven by strong private credit demand and a robust U.S. economy, leading to an upside stock breakout. The fintech anticipates GAAP profitability in 2025, with sales expected to jump 57% YoY to $1.0 billion, supported by lower interest rates. Upstart Holdings' adjusted EBITDA margin is forecasted to improve from 2% in 2024 to 18% in 2025, reflec...

It has been more than two years since OpenAI released ChatGPT to the world. Given how much artificial intelligence (AI) continues to make headlines and grab attention, it's probably safe to say that this technology isn't going anywhere.

Upstart (UPST -9.39%) capped off a transformational 2024 with a blowout fourth-quarter earnings report. The financial technology (fintech) innovator exceeded Wall Street expectations by posting 56% year-over-year revenue growth for the period that ended Dec. 31, with the pace accelerating from the prior quarter.

Upstart (UPST -9.39%) has recently been one of the stock market's best performers. Since the middle of 2024, its stock price is up by 244%, thanks to several consecutive earnings reports that were stronger than analysts expected.

Upstart (UPST -9.39%) shares deserve the 232% gain they've logged over the last eight months. The company's top line of $637 million in 2024 improved to the tune of 24%, accelerating to a growth pace of 56% during the fourth quarter.