$46.57
1.90% yesterday
Nasdaq, Dec 29, 10:19 pm CET
ISIN
US91680M1071
Symbol
UPST

Upstart Holdings Target price 2025 - Analyst rating & recommendation

Upstart Holdings Classifications & Recommendation:

Buy
60%
Hold
35%
Sell
5%

Upstart Holdings Price Target

Target Price $61.71
Price $46.57
Potential
Number of Estimates 14
14 Analysts have issued a price target Upstart Holdings 2026 . The average Upstart Holdings target price is $61.71. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 20 analysts: 12 Analysts recommend Upstart Holdings to buy, 7 to hold and 1 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the Upstart Holdings stock has an average upside potential 2026 of . Most analysts recommend the Upstart Holdings stock at Purchase.

Sales and Margin forecast 2025, 2026 & 2027

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Quarter Annually
Dec '24 2025
Estimates
Revenue Million $ 636.53 1,057.00
23.94% 66.06%
EBITDA Margin -23.93% 22.16%
46.95% 192.61%

16 Analysts have issued a sales forecast Upstart Holdings 2025 . The average Upstart Holdings sales estimate is

$1.1b
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. This is
9.34% higher
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$1.1b 12.96%
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, the lowest is
$1.0b 4.79%
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.

This results in the following potential growth metrics:

Revenue Estimates

2024 $637m 23.94%
2025
$1.1b 66.06%
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2026
$1.3b 22.99%
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2027
$1.6b 19.31%
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14 Analysts have issued an Upstart Holdings EBITDA forecast 2025. The average Upstart Holdings EBITDA estimate is

$234m
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. This is
457.16% higher
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than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$246m 484.82%
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, the lowest is
$222m 428.83%
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.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2024 $-152m 34.24%
2025
$234m 253.79%
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2026
$333m 42.29%
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2027
$438m 31.38%
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EBITDA Margin

2024 -23.93% 46.95%
2025
22.16% 192.61%
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2026
25.64% 15.70%
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2027
28.23% 10.10%
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Earnings per share, P/E ratio and EV/sales Estimates 2025, 2026 & 2027

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Quarter Annually
Dec '24 2025
Estimates
Earnings Per Share $ -1.44 1.63
49.83% 213.19%
P/E 29.08

17 Analysts have issued a Upstart Holdings forecast for earnings per share. The average Upstart Holdings EPS is

$1.63
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. This is
482.14% higher
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than earnings per share in the financial year 2024. The highest EPS forecast is
$1.83 553.57%
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, the lowest is
$1.30 364.29%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2024 $-1.44 49.83%
2025
$1.63 213.19%
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2026
$2.47 51.53%
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2027
$3.28 32.79%
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P/E ratio

Current 169.54 595.72%
2025
29.08 82.85%
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2026
19.21 33.94%
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2027
14.45 24.78%
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Current Upstart Holdings Upgrades & Downgrades

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Analyst Rating Action Date
Citigroup
Locked
Locked
Locked Nov 05 2025
Stephens & Co.
Locked
Locked
Locked Nov 05 2025
Piper Sandler
Locked
Locked
Locked Nov 05 2025
B of A Securities
Locked
Locked
Locked Nov 05 2025
BTIG
Locked
Locked
Locked Nov 05 2025
JP Morgan
Locked
Locked
Locked Nov 05 2025
Needham
Locked
Locked
Locked Nov 05 2025
Analyst Rating Date
Locked
Citigroup:
Locked
Locked
Nov 05 2025
Locked
Stephens & Co.:
Locked
Locked
Nov 05 2025
Locked
Piper Sandler:
Locked
Locked
Nov 05 2025
Locked
B of A Securities:
Locked
Locked
Nov 05 2025
Locked
BTIG:
Locked
Locked
Nov 05 2025
Locked
JP Morgan:
Locked
Locked
Nov 05 2025
Locked
Needham:
Locked
Locked
Nov 05 2025

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