$55.75
2.79% today
Nasdaq, Sep 29, 03:51 pm CET
ISIN
US91680M1071
Symbol
UPST

Upstart Holdings Stock price

$57.35
-11.54 16.75% 1M
+4.48 8.47% 6M
-4.22 6.85% YTD
+16.46 40.25% 1Y
+36.55 175.72% 3Y
+37.35 186.75% 5Y
+37.35 186.75% 10Y
+37.35 186.75% 20Y
Nasdaq, Closing price Fri, Sep 26 2025
+0.42 0.74%
ISIN
US91680M1071
Symbol
UPST
Industry

Key metrics

Basic
Market capitalization
$5.5b
Enterprise Value
$6.6b
Net debt
$1.0b
Cash
$395.9m
Shares outstanding
96.1m
Valuation (TTM | estimate)
P/E
negative | 34.0
P/S
6.5 | 5.1
EV/Sales
7.7 | 6.1
EV/FCF
negative
P/B
7.6
Financial Health
Equity Ratio
26.8%
Return on Equity
-20.3%
ROCE
-0.8%
ROIC
-0.9%
Debt/Equity
2.0
Financials (TTM | estimate)
Revenue
$851.8m | $1.1b
EBITDA
$5.8m | $226.2m
EBIT
$-16.5m | $33.8m
Net Income
$-6.4m | $162.1m
Free Cash Flow
$-81.7m
Growth (TTM | estimate)
Revenue
60.6% | 69.5%
EBITDA
103.1% | 248.5%
EBIT
92.3% | 119.6%
Net Income
96.9% | 226.1%
Free Cash Flow
8.4%
Margin (TTM | estimate)
Gross
80.4%
EBITDA
0.7% | 21.0%
EBIT
-1.9%
Net
-0.8% | 15.0%
Free Cash Flow
-9.6%
More
EPS
$-0.1
FCF per Share
$-0.9
Short interest
26.0%
Employees
1k
Rev per Employee
$530.0k
Show more

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Upstart Holdings Stock Analysis

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Analyst Opinions

20 Analysts have issued a Upstart Holdings forecast:

13x Buy
65%
6x Hold
30%
1x Sell
5%

Analyst Opinions

20 Analysts have issued a Upstart Holdings forecast:

Buy
65%
Hold
30%
Sell
5%

Financial data from Upstart Holdings

Income Statement P&L | Balance Sheet | Cash Flow


Quarter TTM Annually
Jun '25
+/-
%
852 852
61% 61%
100%
- Direct Costs 167 167
10% 10%
20%
685 685
81% 81%
80%
- Selling and Administrative Expenses 476 476
32% 32%
56%
- Research and Development Expense 259 259
11% 11%
30%
5.84 5.84
103% 103%
1%
- Depreciation and Amortization 22 22
9% 9%
3%
EBIT (Operating Income) EBIT -16 -16
92% 92%
-2%
Net Profit -6.35 -6.35
97% 97%
-1%

In millions USD.

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Upstart Holdings Stock News

Negative
The Motley Fool
3 days ago
A researcher reported that there has been a notable rise in short interest with loan marketplace Upstart (UPST -5.82%). Since that nugget of information hit the market on Tuesday, the company's stock has obeyed gravity.
Positive
The Motley Fool
8 days ago
The Federal Reserve finally cut its benchmark rate by 25 basis points on Sept. 17. That marked its first rate cut of 2025, and the Fed penciled in another two rate cuts by the end of the year.
Positive
The Motley Fool
8 days ago
Is your portfolio in need of a new growth name? Perhaps a stock that hasn't raced to a nosebleed valuation thanks to the advent of artificial intelligence?
More Upstart Holdings News

Company Profile

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. Its platform aggregates consumer demand for loans and connects it to the company's network of artificial intelligence-enabled bank partners. The company was founded by David Joseph Girouard, Anna Mongayt Counselman, and Paul Gu in December 2013 and is headquartered in San Mateo, CA.

Head office United States
CEO Dave Girouard
Employees 1,193
Founded 2013
Website www.upstart.com

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