$66.90
1.56%
Nasdaq, Sep 05, 10:13 pm CET
ISIN
US91680M1071
Symbol
UPST

Upstart Holdings Stock price

$66.90
-15.72 19.03% 1M
+6.97 11.63% 6M
+5.33 8.66% YTD
+31.18 87.29% 1Y
+42.52 174.41% 3Y
+46.90 234.50% 5Y
+46.90 234.50% 10Y
+46.90 234.50% 20Y
Nasdaq, Closing price Fri, Sep 05 2025
+1.03 1.56%
ISIN
US91680M1071
Symbol
UPST
Industry

Key metrics

Basic
Market capitalization
$6.4b
Enterprise Value
$7.5b
Net debt
$1.0b
Cash
$395.9m
Shares outstanding
96.1m
Valuation (TTM | estimate)
P/E
negative | 39.6
P/S
7.6 | 6.0
EV/Sales
8.8 | 6.9
EV/FCF
negative
P/B
8.9
Financial Health
Equity Ratio
26.8%
Return on Equity
-20.3%
ROCE
-0.8%
ROIC
-0.9%
Debt/Equity
2.0
Financials (TTM | estimate)
Revenue
$851.8m | $1.1b
EBITDA
$5.8m | $197.7m
EBIT
$-16.5m | $25.5m
Net Income
$-6.4m | $162.5m
Free Cash Flow
$-81.7m
Growth (TTM | estimate)
Revenue
60.6% | 69.4%
EBITDA
103.1% | 229.8%
EBIT
92.3% | 114.7%
Net Income
96.9% | 226.4%
Free Cash Flow
8.4%
Margin (TTM | estimate)
Gross
80.4%
EBITDA
0.7% | 18.3%
EBIT
-1.9%
Net
-0.8% | 15.1%
Free Cash Flow
-9.6%
More
EPS
$-0.1
FCF per Share
$-0.9
Short interest
26.6%
Employees
1k
Rev per Employee
$530.0k
Show more

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Upstart Holdings Stock Analysis

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Analyst Opinions

20 Analysts have issued a Upstart Holdings forecast:

13x Buy
65%
6x Hold
30%
1x Sell
5%

Analyst Opinions

20 Analysts have issued a Upstart Holdings forecast:

Buy
65%
Hold
30%
Sell
5%

Financial data from Upstart Holdings

Income Statement P&L | Balance Sheet | Cash Flow


Quarter TTM Annually
Jun '25
+/-
%
852 852
61% 61%
100%
- Direct Costs 167 167
10% 10%
20%
685 685
81% 81%
80%
- Selling and Administrative Expenses 476 476
32% 32%
56%
- Research and Development Expense 259 259
11% 11%
30%
5.84 5.84
103% 103%
1%
- Depreciation and Amortization 22 22
9% 9%
3%
EBIT (Operating Income) EBIT -16 -16
92% 92%
-2%
Net Profit -6.35 -6.35
97% 97%
-1%

In millions USD.

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Upstart Holdings Stock News

Positive
The Motley Fool
about 16 hours ago
Upstart (UPST 1.65%) has been an excellent performer in recent years, with the stock up by 168% over the past three years. And there are some good reasons it has done so well.
Neutral
Business Wire
2 days ago
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to four classes of notes issued by Upstart Securitization Trust 2025-3 (“UPST 2025-3”), a $320 million consumer loan ABS collateralized by unsecured consumer loans. The preliminary ratings reflect initial credit enhancement levels of 56.45% for the Class A notes, 43.50% for the Class B notes, 33.30% for the Class ...
Positive
Fast Company
3 days ago
If you're sick of tech companies hogging the IPO spotlight, you're in for a refreshing change of pace. Black Rock Coffee Bar Inc. is expected to list on the Nasdaq as soon as next week.
More Upstart Holdings News

Company Profile

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. Its platform aggregates consumer demand for loans and connects it to the company's network of artificial intelligence-enabled bank partners. The company was founded by David Joseph Girouard, Anna Mongayt Counselman, and Paul Gu in December 2013 and is headquartered in San Mateo, CA.

Head office United States
CEO Dave Girouard
Employees 1,193
Founded 2013
Website www.upstart.com

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