$64.68
1.97% yesterday
Nasdaq, Jun 30, 10:13 pm CET
ISIN
US91680M1071
Symbol
UPST

Upstart Holdings Stock price

$64.68
+17.51 37.12% 1M
+1.36 2.15% 6M
+3.11 5.05% YTD
+41.78 182.45% 1Y
+33.06 104.55% 3Y
+44.68 223.40% 5Y
+44.68 223.40% 10Y
+44.68 223.40% 20Y
Nasdaq, Closing price Mon, Jun 30 2025
+1.25 1.97%
ISIN
US91680M1071
Symbol
UPST

Key metrics

Basic
Market capitalization
$6.2b
Enterprise Value
$6.9b
Net debt
$735.1m
Cash
$599.8m
Shares outstanding
95.1m
Valuation (TTM | estimate)
P/E
negative | 43.62
P/S
8.52 | 5.98
EV/Sales
9.54 | 6.69
EV/FCF
60.37
P/B
9.09
Financial Health
Equity Ratio
26.75%
Return on Equity
-20.31%
ROCE
-3.78%
ROIC
-5.04%
Debt/Equity
1.97
Financials (TTM | estimate)
Revenue
$722.1m | $1.0b
EBITDA
$-55.2m | $198.3m
EBIT
$-76.5m
Net Income
$-66.4m | $141.0m
Free Cash Flow
$114.1m
Growth (TTM | estimate)
Revenue
34.11% | 61.66%
EBITDA
67.15% | 230.16%
EBIT
60.18%
Net Income
62.14% | 209.64%
Free Cash Flow
380,466.67%
Margin (TTM | estimate)
Gross
77.97%
EBITDA
-7.65% | 19.27%
EBIT
-10.60%
Net
-9.20% | 13.70%
Free Cash Flow
15.80%
More
EPS
$-0.70
FCF per Share
$1.20
Short interest
25.48%
Employees
1.39k
Rev per Employee
$460.00k
Show more

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Upstart Holdings Stock Analysis

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Analyst Opinions

20 Analysts have issued a Upstart Holdings forecast:

11x Buy
55%
8x Hold
40%
1x Sell
5%

Analyst Opinions

20 Analysts have issued a Upstart Holdings forecast:

Buy
55%
Hold
40%
Sell
5%

Financial data from Upstart Holdings

Income Statement P&L | Balance Sheet | Cash Flow


Quarter TTM Annually
Mar '25
+/-
%
722 722
34% 34%
100%
- Direct Costs 159 159
7% 7%
22%
563 563
45% 45%
78%
- Selling and Administrative Expenses 425 425
22% 22%
59%
- Research and Development Expense 248 248
7% 7%
34%
-55 -55
67% 67%
-8%
- Depreciation and Amortization 21 21
11% 11%
3%
EBIT (Operating Income) EBIT -77 -77
60% 60%
-11%
Net Profit -66 -66
62% 62%
-9%

In millions USD.

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Upstart Holdings Stock News

Positive
The Motley Fool
about 9 hours ago
Artificial intelligence (AI) has dominated the stock market since the launch of ChatGPT in late 2022. At that time, the S&P 500 was in a bear market following the post-pandemic hangover and a spike in inflation.
Positive
The Motley Fool
3 days ago
Nvidia supplies the best data center chips for artificial intelligence (AI) development, and with a market capitalization of $3.6 trillion, it's now one of the largest companies in the world. There is still room for its stock to move higher, but investors who already own it might be looking for other AI names with growth potential.
Positive
Schaeffers Research
4 days ago
Subscribers to Schaeffer's Weekend Trader options recommendation service received this UPST commentary on Sunday night, along with a detailed options trade recommendation -- including complete entry and exit parameters.
More Upstart Holdings News

Company Profile

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. Its platform aggregates consumer demand for loans and connects it to the company's network of artificial intelligence-enabled bank partners. The company was founded by David Joseph Girouard, Anna Mongayt Counselman, and Paul Gu in December 2013 and is headquartered in San Mateo, CA.

Head office United States
CEO Dave Girouard
Employees 1,388
Founded 2013
Website www.upstart.com

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