$81.46
1.02% today
Nasdaq, Jul 29, 08:19 pm CET
ISIN
US91680M1071
Symbol
UPST

Upstart Holdings Stock price

$82.30
+17.62 27.24% 1M
+15.78 23.72% 6M
+20.73 33.67% YTD
+56.25 215.93% 1Y
+57.93 237.71% 3Y
+62.30 311.50% 5Y
+62.30 311.50% 10Y
+62.30 311.50% 20Y
Nasdaq, Closing price Mon, Jul 28 2025
-1.23 1.47%
ISIN
US91680M1071
Symbol
UPST
Industry

Key metrics

Basic
Market capitalization
$7.8b
Enterprise Value
$8.6b
Net debt
$735.1m
Cash
$599.8m
Shares outstanding
95.1m
Valuation (TTM | estimate)
P/E
negative | 54.6
P/S
10.8 | 7.6
EV/Sales
11.9 | 8.3
EV/FCF
75.1
P/B
11.6
Financial Health
Equity Ratio
26.8%
Return on Equity
-20.3%
ROCE
-3.8%
ROIC
-5.0%
Debt/Equity
2.0
Financials (TTM | estimate)
Revenue
$722.1m | $1.0b
EBITDA
$-55.2m | $198.3m
EBIT
$-76.5m | $30.6m
Net Income
$-66.4m | $143.3m
Free Cash Flow
$114.1m
Growth (TTM | estimate)
Revenue
34.1% | 61.8%
EBITDA
67.1% | 230.2%
EBIT
60.2% | 117.7%
Net Income
62.1% | 211.4%
Free Cash Flow
380,466.7%
Margin (TTM | estimate)
Gross
78.0%
EBITDA
-7.7% | 19.3%
EBIT
-10.6%
Net
-9.2% | 13.9%
Free Cash Flow
15.8%
More
EPS
$-0.7
FCF per Share
$1.2
Short interest
22.3%
Employees
1k
Rev per Employee
$460.0k
Show more

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Upstart Holdings Stock Analysis

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Analyst Opinions

21 Analysts have issued a Upstart Holdings forecast:

11x Buy
52%
9x Hold
43%
1x Sell
5%

Analyst Opinions

21 Analysts have issued a Upstart Holdings forecast:

Buy
52%
Hold
43%
Sell
5%

Financial data from Upstart Holdings

Income Statement P&L | Balance Sheet | Cash Flow


Quarter TTM Annually
Mar '25
+/-
%
722 722
34% 34%
100%
- Direct Costs 159 159
7% 7%
22%
563 563
45% 45%
78%
- Selling and Administrative Expenses 425 425
22% 22%
59%
- Research and Development Expense 248 248
7% 7%
34%
-55 -55
67% 67%
-8%
- Depreciation and Amortization 21 21
11% 11%
3%
EBIT (Operating Income) EBIT -77 -77
60% 60%
-11%
Net Profit -66 -66
62% 62%
-9%

In millions USD.

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Upstart Holdings Stock News

Neutral
The Motley Fool
3 days ago
Fintech stocks have long been volatile. The sector surged during the pandemic before crashing in the 2022 bear market.
Positive
24/7 Wall Street
5 days ago
These AI stocks have multibagger upside potential over the coming years. The risk-reward ratio is more favorable compared to the popular big-cap alternatives.
Positive
The Motley Fool
12 days ago
The artificial intelligence boom is a multitrillion-dollar investment opportunity, without question. But it isn't the only one.
More Upstart Holdings News

Company Profile

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. Its platform aggregates consumer demand for loans and connects it to the company's network of artificial intelligence-enabled bank partners. The company was founded by David Joseph Girouard, Anna Mongayt Counselman, and Paul Gu in December 2013 and is headquartered in San Mateo, CA.

Head office United States
CEO Dave Girouard
Employees 1,388
Founded 2013
Website www.upstart.com

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