X Financial - ADR Stock News

XYF has lost steam after rallying earlier in the year, but the charts suggest now could be a good time to get in after the decline of recent months. Intervention by financial regulators hit fintech players like XYF, but the impact does not necessarily have to refrain investors from staying bullish. Earnings growth surged in recent quarters, but coming quarters are likely to show reduced earning...

X Financial (NYSE:XYF ) Q2 2025 Earnings Conference Call August 19, 2025 8:30 AM ET Company Participants Fuya Zheng - Chief Financial Officer Kan Li - President & Director Noah Kauffman - Chief Financial Strategy Officer Victoria Yu - Corporate Participant Conference Call Participants Operator Hello, and welcome to the X Financial Second Quarter 2025 Earnings Conference Call. [Operator Instruct...

SHENZHEN, China , Aug. 18, 2025 /PRNewswire/ -- X Financial (NYSE: XYF), a leading Chinese fintech platform, today announced its unaudited financial results for the second quarter ended June 30, 2025. Q2 2025 Highlights Total net revenue reached $317.3 million  (RMB2,273.1 million), up 65.6% year-over-year ("YoY"), driven by robust loan facilitation growth and healthy platform activity.

SHENZHEN, China , Aug. 8, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the second quarter ended June 30, 2025, before the open of U.S. markets on Tuesday, August 19, 2025. X Financial's management team will host an earnings conference call at 8:30 AM U.S....

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XYF is a profitable, fast-growing microfinance company in China, trading at a steep discount (3.5x P/E) despite strong fundamentals and improved risk profile. The business has pivoted from the 2020 P2P crisis, now focusing on prime borrowers, maintaining 25% net margins, and delivering solid revenue and loan growth. Risks include VIE structure, low liquidity, credit risk, and Chinese regulatory...

X Financial offers an asymmetric upside, with strong growth, stable asset quality, and a capital-light model. The Chinese government stimulus and a shift to consumption-led growth should further boost XYF's end market and revenue trajectory. XYF trades at a compelling 0.8x P/B with a 24% ROE, yielding an attractive 30%—far above peers and sector averages.

X Financial (NYSE:XYF ) Q1 2025 Earnings Conference Call May 20, 2025 7:30 AM ET Company Participants Victoria Yu - IR Kent Li - President Noah Kauffman - Chief Financial Strategy Officer Frank Fuya Zheng - CFO Conference Call Participants Alex Ye - UBS Operator Hello, and welcome to the X Financial First Quarter 2025 Earnings Conference Call. All participants will be in a listen-only mode.