Velocity Financial Inc Stock

$18.38

1.39%

NYSE, Jul 07, 10:10 pm CET

ISIN

US92262D1019

Symbol

VEL

Reports

Quarter | Annual

Index

NYSE Composite

Sector

Finances

Industry

Financing / Leasing

Overview Dividends Analysts Charts News Strategies

Velocity Financial Inc Stock price

$18.37

+14.87 424.86% 5Y

NYSE, Closing price Mon, Jul 07 2025

-0.27 1.45%

ISIN

US92262D1019

Symbol

VEL

Reports

Quarter | Annual

Index

NYSE Composite

Sector

Finances

Industry

Financing / Leasing

Key metrics

Basic

Market capitalization

$670.4m

Enterprise Value

$5.9b

Net debt

$5.2b

Cash

$51.7m

Shares outstanding

35.4m

Valuation (TTM | estimate)

P/E

9.8 | 8.3

P/S

1.5 | 4.0

EV/Sales

13.2 | 34.6

EV/FCF

229.3

P/B

1.2

Financial Health

Equity Ratio

9.4%

Return on Equity

13.1%

ROCE

7.5%

ROIC

Debt/Equity

9.3

Financials (TTM | estimate)

Revenue

$446.1m | $169.9m

EBITDA

$392.4m | $132.9m

EBIT

$391.7m | $132.9m

Net Income

$69.2m | $79.5m

Free Cash Flow

$25.6m

Growth (TTM | estimate)

Revenue

31.7% | -59.2%

EBITDA

31.2% | -63.9%

EBIT

31.2% | -

Net Income

19.2% | 17.6%

Free Cash Flow

-64.0%

EPS

$1.9

FCF per Share

$0.7

Short interest

8.0%

Employees

309

Rev per Employee

$1.4m

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Velocity Financial Inc Stock Analysis

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7 Analysts have issued a Velocity Financial Inc forecast:

5x Buy

71%

More details on Analyst Estimates Including Price Targets

7 Analysts have issued a Velocity Financial Inc forecast:

Buy

71%

Hold

14%

Sell

14%

Analyst Estimates with Stock Price Targets

Financial data from Velocity Financial Inc

Income Statement P&L | Balance Sheet | Cash Flow

Quarter TTM Annually

Mar '25		+/- %
Revenue	446 446	32% 32% 100%
- Direct Costs	46 46	45% 45% 10%
Gross Profit	400 400	30% 30% 90%
- Selling and Administrative Expenses	85 85	38% 38% 19%
- Research and Development Expense	- -	- -
EBITDA	392 392	31% 31% 88%
- Depreciation and Amortization	0.75 0.75	3% 3% 0%
EBIT (Operating Income) EBIT	392 392	31% 31% 88%
Net Profit	69 69	19% 19% 16%

In millions USD.

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Velocity Financial Inc Stock News

Positive

Seeking Alpha

●

15 days ago

Velocity Financial: Another Good Performance And Potential Acquisition Target

Velocity Financial continues to impress with its vertically integrated real estate finance model, though share performance has lagged expectations. The company's main revenue streams are interest income, upfront loan origination fees, and gains on loan sales and servicing. Loan origination momentum is robust, with $640M in new loans in Q1/25—a record, up 13.7% quarter-over-quarter and 69% year-...

Neutral

Seeking Alpha

●

2 months ago

Velocity Financial, Inc. (VEL) Q1 2025 Earnings Call Transcript

Velocity Financial, Inc. (NYSE:VEL ) Q1 2025 Results Conference Call May 1, 2025 5:00 PM ET Company Participants Chris Oltmann - Director, Investor Relations Chris Farrar - President & Chief Executive Officer Mark Szczepaniak - Chief Financial Officer Conference Call Participants Don Fandetti - Wells Fargo Eric Hagan - BTIG Steve Delaney - Citizen Capital Markets Operator Good day, and welcome ...

Neutral

Business Wire

●

2 months ago

Velocity Financial, Inc. Reports First Quarter 2025 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $18.9 million and core net income of $20.3 million for 1Q25, compared to net income of $17.3 million and core net income of $18.2 million for 1Q24. Earnings and core earnings per diluted share were $0.51 and $0.55, respectively, fo...

More Velocity Financial Inc News

Company Profile

Velocity Financial, Inc. operates as a real estate finance company in the United States. The company primarily originates and manages investor loans secured by 1-4 unit residential rental and small commercial properties. It offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

Head office	United States
CEO	Christopher Farrar
Employees	309
Founded	2004
Website	www.velfinance.com

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