$27.07
2.31%
Nasdaq, Sep 24, 04:08 pm EDT. Closed.
ISIN
US16935C1099
Symbol
CHYM

Chime Financial Target price 2026 - Analyst rating & recommendation

Chime Financial Classifications & Recommendation

Buy
86%
Hold
14%

Chime Financial Price Target

Target Price $34.68
Price $27.07
Potential
Number of Estimates 23
23 Analysts have issued a price target Chime Financial 2027 . The average Chime Financial target price is $34.68. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 28 analysts: 24 Analysts recommend Chime Financial to buy, 4 to hold and 0 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the Chime Financial stock has an average upside potential 2027 of . Most analysts recommend the Chime Financial stock at Purchase.

Sales and Margin forecast 2026, 2027 & 2028

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Select at least one metric to display the chart.


Quarter Annually
Dec '25 2026
Estimates
Revenue Billion $ 2.19 2.81
30.69% 28.55%
EBITDA Margin -46.83% 16.86%
1,554.79% 136.00%
Net Margin -46.18% 5.86%
2,949.66% 112.69%

25 Analysts have issued a sales forecast Chime Financial 2026 . The average Chime Financial sales estimate is

$2.8b
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. This is
14.41% higher
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$2.9b 19.01%
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, the lowest is
$2.6b 7.12%
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.

This results in the following potential growth metrics:

Revenue Estimates

2025 $2.2b 30.69%
2026
$2.8b 28.55%
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2027
$3.4b 20.63%
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2028
$4.0b 18.40%
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24 Analysts have issued an Chime Financial EBITDA forecast 2026. The average Chime Financial EBITDA estimate is

$474m
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. This is
1,483.74% higher
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than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$511m 1,592.44%
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, the lowest is
$418m 1,321.78%
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.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2025 $-1.0b 2,062.62%
2026
$474m 146.28%
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2027
$715m 50.80%
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2028
$991m 38.67%
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EBITDA Margin

2025 -46.83% 1,554.79%
2026
16.86% 136.00%
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2027
21.08% 25.03%
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2028
24.68% 17.08%
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21 Chime Financial Analysts have issued a net profit forecast 2026. The average Chime Financial net profit estimate is

$165m
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. This is
1,005.50% higher
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$199m 1,192.91%
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, the lowest is
$85.4m 569.21%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2025 $-1.0b 3,885.56%
2026
$165m 116.31%
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2027
$340m 106.19%
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2028
$480m 41.28%
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Net Margin

2025 -46.18% 2,949.66%
2026
5.86% 112.69%
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2027
10.02% 70.99%
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2028
11.95% 19.26%
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Earnings per share, P/E ratio and EV/sales Estimates 2026, 2027 & 2028

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Select at least one metric to display the chart.


Quarter Annually
Dec '25 2026
Estimates
Earnings Per Share $ -4.27 0.43
6,000.00% 110.07%
P/E 60.83
EV/Sales 3.19

21 Analysts have issued a Chime Financial forecast for earnings per share. The average Chime Financial EPS is

$0.43
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. This is
816.67% higher
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than earnings per share in the financial year 2025. The highest EPS forecast is
$0.53 983.33%
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, the lowest is
$0.23 483.33%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2025 $-4.27 6,000.00%
2026
$0.43 110.07%
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2027
$0.90 109.30%
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2028
$1.27 41.11%
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P/E ratio

Current -451.17 13,748.39%
2026
60.83 113.79%
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2027
29.50 51.50%
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2028
20.88 29.22%
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Based on analysts' sales estimates for 2026, the Chime Financial stock is valued at an EV/Sales of

and an P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 3.74 49.39%
2026
3.19 12.49%
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2027
2.64 17.10%
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2028
2.23 15.54%
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P/S ratio

Current 4.17 50.54%
2026
3.56 12.59%
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2027
2.95 17.10%
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2028
2.50 15.54%
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Current Chime Financial Upgrades & Downgrades

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Analyst Rating Action Date
Goldman Sachs
Locked
➜
Locked
Locked Sep 15 2026
B. Riley Securities
Locked
➜
Locked
Locked Sep 14 2026
Rothschild & Co
Locked
➜
Locked
Locked Sep 14 2026
Keybanc
Locked
➜
Locked
Locked Sep 09 2026
Canaccord Genuity
Locked
➜
Locked
Locked Sep 09 2026
Evercore ISI Group
Locked
➜
Locked
Locked Sep 09 2026
Barclays
Locked
➜
Locked
Locked Sep 09 2026
Analyst Rating Date
Locked
Goldman Sachs:
Locked
➜
Locked
Sep 15 2026
Locked
B. Riley Securities:
Locked
➜
Locked
Sep 14 2026
Locked
Rothschild & Co:
Locked
➜
Locked
Sep 14 2026
Locked
Keybanc:
Locked
➜
Locked
Sep 09 2026
Locked
Canaccord Genuity:
Locked
➜
Locked
Sep 09 2026
Locked
Evercore ISI Group:
Locked
➜
Locked
Sep 09 2026
Locked
Barclays:
Locked
➜
Locked
Sep 09 2026

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