$12.31
4.86% yesterday
Nasdaq, Apr 24, 10:20 pm CET
ISIN
US83406F1021
Symbol
SOFI

SoFi Technologies Inc Target price 2025 - Analyst rating & recommendation

SoFi Technologies Inc Classifications & Recommendation:

Buy
22%
Hold
50%
Sell
28%

SoFi Technologies Inc Price Target

Target Price $12.73
Price $12.31
Potential
Number of Estimates 13
13 Analysts have issued a price target SoFi Technologies Inc 2026 . The average SoFi Technologies Inc target price is $12.73. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 18 analysts: 4 Analysts recommend SoFi Technologies Inc to buy, 9 to hold and 5 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the SoFi Technologies Inc stock has an average upside potential 2026 of . Most analysts recommend the SoFi Technologies Inc stock at Hold.

Sales and Margin forecast 2025, 2026 & 2027

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Quarter Annually
Dec '24 2025
Estimates
Revenue Billion $ 3.77 3.21
29.33% 14.88%
EBITDA Margin 16.72% 26.90%
50.90% 60.88%
Net Margin 11.34% 8.44%
183.77% 25.59%

10 Analysts have issued a sales forecast SoFi Technologies Inc 2025 . The average SoFi Technologies Inc sales estimate is

$3.2b
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. This is
14.88% lower
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$3.3b 13.28%
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, the lowest is
$3.1b 16.91%
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.

This results in the following potential growth metrics:

Revenue Estimates

2024 $3.8b 29.33%
2025
$3.2b 14.88%
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2026
$3.8b 18.73%
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2027
$4.4b 14.71%
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11 Analysts have issued an SoFi Technologies Inc EBITDA forecast 2025. The average SoFi Technologies Inc EBITDA estimate is

$862m
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. This is
42.55% higher
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than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$880m 45.56%
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, the lowest is
$837m 38.32%
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.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2024 $630m 36.50%
2025
$862m 36.93%
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2026
$1.3b 47.14%
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2027
$1.8b 39.98%
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EBITDA Margin

2024 16.72% 50.90%
2025
26.90% 60.88%
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2026
33.33% 23.90%
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2027
40.67% 22.02%
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15 SoFi Technologies Inc Analysts have issued a net profit forecast 2025. The average SoFi Technologies Inc net profit estimate is

$271m
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. This is
34.98% lower
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$296m 28.95%
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, the lowest is
$230m 44.74%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2024 $427m 208.33%
2025
$271m 36.64%
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2026
$570m 110.70%
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2027
$860m 50.77%
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Net Margin

2024 11.34% 183.77%
2025
8.44% 25.59%
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2026
14.98% 77.49%
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2027
19.69% 31.44%
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Earnings per share, P/E ratio and EV/sales Estimates 2025, 2026 & 2027

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Quarter Annually
Dec '24 2025
Estimates
Earnings Per Share $ 0.39 0.25
208.33% 35.90%
P/E 49.82
EV/Sales 4.41

15 Analysts have issued a SoFi Technologies Inc forecast for earnings per share. The average SoFi Technologies Inc EPS is

$0.25
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. This is
34.21% lower
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than earnings per share in the financial year 2024. The highest EPS forecast is
$0.27 28.95%
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, the lowest is
$0.21 44.74%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2024 $0.39 208.33%
2025
$0.25 35.90%
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2026
$0.52 108.00%
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2027
$0.78 50.00%
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P/E ratio

Current 32.22 264.81%
2025
49.82 54.62%
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2026
23.65 52.53%
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2027
15.68 33.70%
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Based on analysts' sales estimates for 2025, the SoFi Technologies Inc stock is valued at an EV/Sales of

and an P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 3.75 20.97%
2025
4.41 17.47%
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2026
3.71 15.78%
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2027
3.23 12.83%
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P/S ratio

Current 3.61 39.91%
2025
4.24 17.47%
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2026
3.57 15.78%
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2027
3.11 12.83%
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Current SoFi Technologies Inc Upgrades & Downgrades

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Analyst Rating Action Date
Goldman Sachs
Locked
Locked
Locked Jan 28 2025
Needham
Locked
Locked
Locked Jan 28 2025
UBS
Locked
Locked
Locked Jan 28 2025
William Blair
Locked
Locked
Locked Jan 15 2025
Citigroup
Locked
Locked
Locked Jan 14 2025
Keefe, Bruyette & Woods
Locked
Locked
Locked Jan 02 2025
Morgan Stanley
Locked
Locked
Locked Dec 19 2024
Analyst Rating Date
Locked
Goldman Sachs:
Locked
Locked
Jan 28 2025
Locked
Needham:
Locked
Locked
Jan 28 2025
Locked
UBS:
Locked
Locked
Jan 28 2025
Locked
William Blair:
Locked
Locked
Jan 15 2025
Locked
Citigroup:
Locked
Locked
Jan 14 2025
Locked
Keefe, Bruyette & Woods:
Locked
Locked
Jan 02 2025
Locked
Morgan Stanley:
Locked
Locked
Dec 19 2024

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