$14.31
1.67% today
Nasdaq, Feb 28, 09:20 pm CET
ISIN
US83406F1021
Symbol
SOFI

SoFi Technologies Inc Target price 2025 - Analyst rating & recommendation

SoFi Technologies Inc Classifications & Recommendation:

Buy
32%
Hold
42%
Sell
26%

SoFi Technologies Inc Price Target

Target Price $14.43
Price $14.07
Potential
Number of Estimates 15
15 Analysts have issued a price target SoFi Technologies Inc 2026 . The average SoFi Technologies Inc target price is $14.43. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 19 analysts: 6 Analysts recommend SoFi Technologies Inc to buy, 8 to hold and 5 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the SoFi Technologies Inc stock has an average upside potential 2026 of . Most analysts recommend the SoFi Technologies Inc stock at Hold.

Sales and Margin forecast 2025, 2026 & 2027

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Quarter Annually
Dec '24 2025
Estimates
Revenue Billion $ 3.77 3.22
29.33% 14.55%
EBITDA Margin 16.72% 27.52%
50.90% 64.59%
Net Margin 11.34% 8.82%
183.77% 22.24%

10 Analysts have issued a sales forecast SoFi Technologies Inc 2025 . The average SoFi Technologies Inc sales estimate is

$3.2b
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. This is
14.55% lower
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$3.3b 12.88%
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, the lowest is
$3.1b 18.57%
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.

This results in the following potential growth metrics:

Revenue Estimates

2024 $3.8b 29.33%
2025
$3.2b 14.55%
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2026
$3.9b 20.20%
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2027
$4.4b 13.54%
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12 Analysts have issued an SoFi Technologies Inc EBITDA forecast 2025. The average SoFi Technologies Inc EBITDA estimate is

$886m
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. This is
48.10% higher
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than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$1.1b 76.06%
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, the lowest is
$851m 42.28%
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.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2024 $630m 36.50%
2025
$886m 40.64%
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2026
$1.3b 45.33%
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2027
$1.8b 42.25%
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EBITDA Margin

2024 16.72% 50.90%
2025
27.52% 64.59%
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2026
33.28% 20.93%
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2027
41.69% 25.27%
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16 SoFi Technologies Inc Analysts have issued a net profit forecast 2025. The average SoFi Technologies Inc net profit estimate is

$284m
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. This is
31.81% lower
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$361m 13.16%
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, the lowest is
$230m 44.74%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2024 $427m 208.33%
2025
$284m 33.56%
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2026
$570m 100.82%
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2027
$869m 52.39%
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Net Margin

2024 11.34% 183.77%
2025
8.82% 22.24%
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2026
14.74% 67.12%
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2027
19.78% 34.19%
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Earnings per share, P/E ratio and EV/sales Estimates 2025, 2026 & 2027

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Quarter Annually
Dec '24 2025
Estimates
Earnings Per Share $ 0.39 0.26
208.33% 33.33%
P/E 54.30
EV/Sales 4.93

16 Analysts have issued a SoFi Technologies Inc forecast for earnings per share. The average SoFi Technologies Inc <a href=https://blog.stocksguide.com/knowledge/eps-simply-explained>EPS is

$0.26
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. This is
31.58% lower
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than earnings per share in the financial year 2024. The highest <a href=https://blog.stocksguide.com/knowledge/eps-simply-explained>EPS forecast is
$0.33 13.16%
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, the lowest is
$0.21 44.74%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2024 $0.39 208.33%
2025
$0.26 33.33%
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2026
$0.52 100.00%
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2027
$0.79 51.92%
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P/E ratio

Current 36.82 259.46%
2025
54.30 47.47%
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2026
27.04 50.20%
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2027
17.74 34.39%
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Based on analysts' sales estimates for 2025, the SoFi Technologies Inc stock is valued at an <a href=https://blog.stocksguide.com/knowledge/enterprise-value-sales-simply-explained>EV/Sales of

and an <a href=https://blog.stocksguide.com/knowledge/price-sales-ratio-simply-explained>P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 4.21 31.15%
2025
4.93 17.12%
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2026
4.10 16.80%
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2027
3.61 11.93%
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P/S ratio

Current 4.10 52.30%
2025
4.79 17.03%
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2026
3.99 16.80%
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2027
3.51 11.93%
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Current SoFi Technologies Inc Upgrades & Downgrades Beta

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Analyst Rating Action Date
Needham Locked ➜ Locked Locked Jan 28 2025
Goldman Sachs Locked ➜ Locked Locked Jan 28 2025
UBS Locked ➜ Locked Locked Jan 28 2025
William Blair Locked ➜ Locked Locked Jan 15 2025
Citigroup Locked ➜ Locked Locked Jan 14 2025
Keefe, Bruyette & Woods Locked ➜ Locked Locked Jan 02 2025
Morgan Stanley Locked ➜ Locked Locked Dec 19 2024
Analyst Rating Date
Locked
Needham: Locked ➜ Locked
Jan 28 2025
Locked
Goldman Sachs: Locked ➜ Locked
Jan 28 2025
Locked
UBS: Locked ➜ Locked
Jan 28 2025
Locked
William Blair: Locked ➜ Locked
Jan 15 2025
Locked
Citigroup: Locked ➜ Locked
Jan 14 2025
Locked
Keefe, Bruyette & Woods: Locked ➜ Locked
Jan 02 2025
Locked
Morgan Stanley: Locked ➜ Locked
Dec 19 2024

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