$26.55
2.27% yesterday
Nasdaq, Sep 12, 10:20 pm CET
ISIN
US83406F1021
Symbol
SOFI

SoFi Technologies Inc Target price 2025 - Analyst rating & recommendation

SoFi Technologies Inc Classifications & Recommendation:

Buy
43%
Hold
43%
Sell
14%

SoFi Technologies Inc Price Target

Target Price $21.42
Price $26.55
Deviation
Number of Estimates 20
20 Analysts have issued a price target SoFi Technologies Inc 2026 . The average SoFi Technologies Inc target price is $21.42. This is lower than the current stock price. The highest price target is , the lowest is .
A rating was issued by 28 analysts: 12 Analysts recommend SoFi Technologies Inc to buy, 12 to hold and 4 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the SoFi Technologies Inc stock has an average upside potential 2026 of . Most analysts recommend the SoFi Technologies Inc stock at Buy or hold.

Sales and Margin forecast 2025, 2026 to 2032

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Quarter Annually
Dec '24 2025
Estimates
Revenue Billion $ 2.67 3.48
26.01% 30.03%
Net Margin 17.91% 10.18%
211.45% 43.17%

25 Analysts have issued a sales forecast SoFi Technologies Inc 2025 . The average SoFi Technologies Inc sales estimate is

$3.5b
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. This is
13.74% higher
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$3.8b 23.06%
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, the lowest is
$3.2b 4.25%
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.

This results in the following potential growth metrics:

Revenue Estimates

2024 $2.7b 26.01%
2025
$3.5b 30.03%
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2026
$4.3b 23.49%
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2027
$5.2b 20.47%
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2028
$5.3b 2.42%
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2029
$5.7b 8.49%
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2030
$6.3b 9.95%
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2031
$6.9b 9.30%
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2032
$7.5b 9.25%
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26 SoFi Technologies Inc Analysts have issued a net profit forecast 2025. The average SoFi Technologies Inc net profit estimate is

$354m
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. This is
36.97% lower
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$402m 28.39%
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, the lowest is
$284m 49.48%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2024 $479m 240.44%
2025
$354m 26.12%
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2026
$624m 76.16%
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2027
$853m 36.77%
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2028
$914m 7.20%
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2029
$1.1b 18.01%
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2030
$1.3b 17.89%
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2031
$1.5b 15.18%
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2032
$1.7b 13.95%
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Net Margin

2024 17.91% 211.45%
2025
10.18% 43.17%
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2026
14.52% 42.63%
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2027
16.48% 13.50%
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2028
17.25% 4.67%
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2029
18.77% 8.81%
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2030
20.12% 7.19%
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2031
21.21% 5.42%
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2032
22.12% 4.29%
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Earnings per share, P/E ratio and EV/sales Estimates 2025, 2026 to 2032

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Dec '24 2025
Estimates
Earnings Per Share $ 0.44 0.32
222.22% 27.27%
P/E 81.66
EV/Sales 9.98

26 Analysts have issued a SoFi Technologies Inc forecast for earnings per share. The average SoFi Technologies Inc EPS is

$0.32
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. This is
31.91% lower
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than earnings per share in the financial year 2024. The highest EPS forecast is
$0.36 23.40%
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, the lowest is
$0.25 46.81%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2024 $0.44 222.22%
2025
$0.32 27.27%
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2026
$0.56 75.00%
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2027
$0.77 37.50%
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2028
$0.82 6.49%
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2029
$0.97 18.29%
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2030
$1.14 17.53%
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2031
$1.32 15.79%
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2032
$1.50 13.64%
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P/E ratio

Current 55.23 210.31%
2025
81.66 47.84%
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2026
46.35 43.24%
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2027
33.89 26.88%
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2028
31.62 6.70%
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2029
26.79 15.28%
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2030
22.72 15.19%
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2031
19.73 13.16%
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2032
17.31 12.27%
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Based on analysts' sales estimates for 2025, the SoFi Technologies Inc stock is valued at an EV/Sales of

and an P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 11.35 397.81%
2025
9.98 12.06%
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2026
8.08 19.02%
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2027
6.71 16.99%
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2028
6.55 2.36%
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2029
6.04 7.83%
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2030
5.49 9.05%
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2031
5.02 8.51%
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2032
4.60 8.47%
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P/S ratio

Current 10.06 357.39%
2025
8.85 12.08%
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2026
7.16 19.02%
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2027
5.95 16.99%
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2028
5.81 2.36%
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2029
5.35 7.83%
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2030
4.87 9.05%
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2031
4.45 8.51%
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2032
4.08 8.47%
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Current SoFi Technologies Inc Upgrades & Downgrades

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Analyst Rating Action Date
JP Morgan
Locked
Locked
Locked Aug 20 2025
Citigroup
Locked
Locked
Locked Aug 20 2025
Keefe, Bruyette & Woods
Locked
Locked
Locked Aug 05 2025
Mizuho
Locked
Locked
Locked Jul 31 2025
Morgan Stanley
Locked
Locked
Locked Jul 30 2025
Barclays
Locked
Locked
Locked Jul 30 2025
Needham
Locked
Locked
Locked Jul 30 2025
Analyst Rating Date
Locked
JP Morgan:
Locked
Locked
Aug 20 2025
Locked
Citigroup:
Locked
Locked
Aug 20 2025
Locked
Keefe, Bruyette & Woods:
Locked
Locked
Aug 05 2025
Locked
Mizuho:
Locked
Locked
Jul 31 2025
Locked
Morgan Stanley:
Locked
Locked
Jul 30 2025
Locked
Barclays:
Locked
Locked
Jul 30 2025
Locked
Needham:
Locked
Locked
Jul 30 2025

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