$14.23
1.43% yesterday
Nasdaq, Apr 03, 10:00 pm CET
ISIN
KYG982391099
Symbol
XP

XP Inc. Target price 2025 - Analyst rating & recommendation

XP Inc. Classifications & Recommendation:

Buy
58%
Hold
42%

XP Inc. Price Target

Target Price $18.09
Price $14.23
Potential
Number of Estimates 12
12 Analysts have issued a price target XP Inc. 2026 . The average XP Inc. target price is $18.09. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 12 analysts: 7 Analysts recommend XP Inc. to buy, 5 to hold and 0 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the XP Inc. stock has an average upside potential 2026 of . Most analysts recommend the XP Inc. stock at Purchase.

Sales and Margin forecast 2025, 2026 to 2028

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Quarter Annually
Dec '24 2025
Estimates
Revenue Billion $ 3.21 3.28
6.58% 2.00%
EBITDA Margin 34.95% 34.95%
8.02% 0.01%
Net Margin 25.99% 25.33%
0.29% 2.54%

11 Analysts have issued a sales forecast XP Inc. 2025 . The average XP Inc. sales estimate is

$3.3b
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. This is
1.65% higher
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$3.4b 4.48%
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, the lowest is
$3.2b 1.48%
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.

This results in the following potential growth metrics:

Revenue Estimates

2024 $3.2b 6.58%
2025
$3.3b 2.00%
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2026
$3.7b 12.75%
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2027
$4.2b 13.94%
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2028
$4.9b 16.28%
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11 Analysts have issued an XP Inc. EBITDA forecast 2025. The average XP Inc. EBITDA estimate is

$1.1b
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. This is
3.06% higher
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than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$1.2b 11.10%
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, the lowest is
$962m 13.48%
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.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2024 $1.1b 15.14%
2025
$1.1b 2.02%
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2026
$1.3b 16.31%
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2027
$1.5b 11.69%
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2028
$1.9b 30.28%
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EBITDA Margin

2024 34.95% 8.02%
2025
34.95% 0.01%
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2026
36.06% 3.18%
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2027
35.34% 2.00%
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2028
39.60% 12.05%
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4 XP Inc. Analysts have issued a net profit forecast 2025. The average XP Inc. net profit estimate is

$830m
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. This is
0.58% lower
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$845m 1.23%
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, the lowest is
$793m 5.00%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2024 $835m 6.90%
2025
$830m 0.58%
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2026
$939m 13.12%
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2027
$1.1b 14.69%
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Net Margin

2024 25.99% 0.29%
2025
25.33% 2.54%
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2026
25.42% 0.36%
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2027
25.58% 0.63%
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Earnings per share, P/E ratio and EV/sales Estimates 2025, 2026 to 2028

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Quarter Annually
Dec '24 2025
Estimates
Earnings Per Share $ 1.55 1.54
6.90% 0.65%
P/E 9.23
EV/Sales 6.80

4 Analysts have issued a XP Inc. forecast for earnings per share. The average XP Inc. EPS is

$1.54
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. This is
0.65% lower
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than earnings per share in the financial year 2024. The highest EPS forecast is
$1.57 1.29%
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, the lowest is
$1.47 5.16%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2024 $1.55 6.90%
2025
$1.54 0.65%
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2026
$1.74 12.99%
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2027
$2.00 14.94%
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P/E ratio

Current 9.19 48.08%
2025
9.23 0.44%
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2026
8.16 11.59%
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2027
7.12 12.75%
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Based on analysts' sales estimates for 2025, the XP Inc. stock is valued at an EV/Sales of

and an P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 6.91 20.76%
2025
6.80 1.60%
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2026
6.03 11.31%
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2027
5.29 12.24%
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2028
4.55 14.00%
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P/S ratio

Current 2.38 48.76%
2025
2.35 1.62%
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2026
2.08 11.31%
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2027
1.83 12.23%
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2028
1.57 14.00%
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Current XP Inc. Upgrades & Downgrades

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Analyst Rating Action Date
Goldman Sachs
Locked
Locked
Locked Jan 27 2025
UBS
Locked
Locked
Locked Jan 24 2025
B of A Securities
Locked
Locked
Locked Dec 10 2024
Morgan Stanley
Locked
Locked
Locked Nov 26 2024
JP Morgan
Locked
Locked
Locked Oct 16 2024
Analyst Rating Date
Locked
Goldman Sachs:
Locked
Locked
Jan 27 2025
Locked
UBS:
Locked
Locked
Jan 24 2025
Locked
B of A Securities:
Locked
Locked
Dec 10 2024
Locked
Morgan Stanley:
Locked
Locked
Nov 26 2024
Locked
JP Morgan:
Locked
Locked
Oct 16 2024

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