$14.07
3.00% today
Nasdaq, Feb 28, 08:50 pm CET
ISIN
KYG982391099
Symbol
XP

XP Inc. Target price 2025 - Analyst rating & recommendation

XP Inc. Classifications & Recommendation:

Buy
45%
Hold
55%

XP Inc. Price Target

Target Price $18.25
Price $14.50
Potential
Number of Estimates 11
11 Analysts have issued a price target XP Inc. 2026 . The average XP Inc. target price is $18.25. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 11 analysts: 5 Analysts recommend XP Inc. to buy, 6 to hold and 0 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the XP Inc. stock has an average upside potential 2026 of . Most analysts recommend the XP Inc. stock at Hold.

Sales and Margin forecast 2025, 2026 & 2027

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Quarter Annually
Dec '24 2025
Estimates
Revenue Billion $ 3.21 3.28
6.58% 2.02%
EBITDA Margin 34.95% 34.72%
8.02% 0.65%
Net Margin 25.99% 26.55%
0.29% 2.16%

9 Analysts have issued a sales forecast XP Inc. 2025 . The average XP Inc. sales estimate is

$3.3b
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. This is
1.67% higher
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$3.4b 4.37%
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, the lowest is
$3.2b 1.97%
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.

This results in the following potential growth metrics:

Revenue Estimates

2024 $3.2b 6.58%
2025
$3.3b 2.02%
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2026
$3.7b 12.79%
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2027
$4.1b 11.54%
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9 Analysts have issued an XP Inc. EBITDA forecast 2025. The average XP Inc. EBITDA estimate is

$1.1b
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. This is
2.40% higher
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than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$1.3b 13.62%
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, the lowest is
$957m 13.91%
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.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2024 $1.1b 15.14%
2025
$1.1b 1.36%
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2026
$1.3b 13.84%
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2027
$1.4b 9.35%
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EBITDA Margin

2024 34.95% 8.02%
2025
34.72% 0.65%
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2026
35.05% 0.95%
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2027
34.36% 1.97%
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4 XP Inc. Analysts have issued a net profit forecast 2025. The average XP Inc. net profit estimate is

$870m
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. This is
4.23% higher
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$896m 7.25%
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, the lowest is
$840m 0.65%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2024 $835m 6.90%
2025
$870m 4.23%
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2026
$992m 13.94%
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2027
$1.1b 7.70%
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Net Margin

2024 25.99% 0.29%
2025
26.55% 2.16%
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2026
26.82% 1.02%
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2027
25.90% 3.43%
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Earnings per share, P/E ratio and EV/sales Estimates 2025, 2026 & 2027

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Quarter Annually
Dec '24 2025
Estimates
Earnings Per Share $ 1.55 1.62
6.90% 4.52%
P/E 8.98
EV/Sales 6.84

4 Analysts have issued a XP Inc. forecast for earnings per share. The average XP Inc. <a href=https://blog.stocksguide.com/knowledge/eps-simply-explained>EPS is

$1.62
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. This is
4.52% higher
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than earnings per share in the financial year 2024. The highest <a href=https://blog.stocksguide.com/knowledge/eps-simply-explained>EPS forecast is
$1.66 7.10%
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, the lowest is
$1.56 0.65%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2024 $1.55 6.90%
2025
$1.62 4.52%
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2026
$1.84 13.58%
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2027
$1.98 7.61%
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P/E ratio

Current 9.36 49.62%
2025
8.98 4.06%
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2026
7.88 12.25%
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2027
7.31 7.23%
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Based on analysts' sales estimates for 2025, the XP Inc. stock is valued at an <a href=https://blog.stocksguide.com/knowledge/enterprise-value-sales-simply-explained>EV/Sales of

and an <a href=https://blog.stocksguide.com/knowledge/price-sales-ratio-simply-explained>P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 6.96 19.54%
2025
6.84 1.69%
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2026
6.07 11.34%
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2027
5.44 10.34%
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P/S ratio

Current 2.43 47.36%
2025
2.39 1.64%
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2026
2.12 11.34%
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2027
1.90 10.34%
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Current XP Inc. Upgrades & Downgrades Beta

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Analyst Rating Action Date
Goldman Sachs Locked ➜ Locked Locked Jan 27 2025
UBS Locked ➜ Locked Locked Jan 24 2025
B of A Securities Locked ➜ Locked Locked Dec 10 2024
Morgan Stanley Locked ➜ Locked Locked Nov 26 2024
JP Morgan Locked ➜ Locked Locked Oct 16 2024
Analyst Rating Date
Locked
Goldman Sachs: Locked ➜ Locked
Jan 27 2025
Locked
UBS: Locked ➜ Locked
Jan 24 2025
Locked
B of A Securities: Locked ➜ Locked
Dec 10 2024
Locked
Morgan Stanley: Locked ➜ Locked
Nov 26 2024
Locked
JP Morgan: Locked ➜ Locked
Oct 16 2024

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