$78.95
5.07% yesterday
Nasdaq, Nov 12, 10:17 pm CET
Why the stock moved Why the stock moved Beta
ISIN
US00827B1061
Symbol
AFRM

Affirm Target price 2025 - Analyst rating & recommendation

Affirm Classifications & Recommendation:

Buy
76%
Hold
24%

Affirm Price Target

Target Price $96.90
Price $78.95
Potential
Number of Estimates 25
25 Analysts have issued a price target Affirm 2026 . The average Affirm target price is $96.90. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 33 analysts: 25 Analysts recommend Affirm to buy, 8 to hold and 0 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the Affirm stock has an average upside potential 2026 of . Most analysts recommend the Affirm stock at Purchase.

Sales and Margin forecast 2026, 2027 to 2029

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Quarter Annually
Jun '25 2026
Estimates
Revenue Billion $ 3.22 4.08
38.80% 26.41%
EBITDA Margin 17.46% 26.62%
528.00% 52.44%
Net Margin 1.62% 7.00%
107.26% 332.47%

30 Analysts have issued a sales forecast Affirm 2026 . The average Affirm sales estimate is

$4.1b
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. This is
17.83% higher
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$4.5b 29.62%
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, the lowest is
$3.8b 9.65%
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.

This results in the following potential growth metrics:

Revenue Estimates

2025 $3.2b 38.80%
2026
$4.1b 26.41%
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2027
$5.0b 23.85%
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2028
$6.1b 20.42%
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2029
$9.1b 50.32%
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18 Analysts have issued an Affirm EBITDA forecast 2026. The average Affirm EBITDA estimate is

$1.1b
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. This is
38.38% higher
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than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$1.2b 52.66%
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, the lowest is
$939m 19.73%
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.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2025 $563m 694.08%
2026
$1.1b 92.69%
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2027
$1.3b 22.40%
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2028
$1.8b 36.67%
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EBITDA Margin

2025 17.46% 528.00%
2026
26.62% 52.44%
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2027
26.31% 1.16%
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2028
29.86% 13.49%
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30 Affirm Analysts have issued a net profit forecast 2026. The average Affirm net profit estimate is

$285m
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. This is
22.33% higher
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$379m 62.79%
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, the lowest is
$165m 29.23%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2025 $52.2m 110.08%
2026
$285m 446.35%
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2027
$537m 88.30%
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2028
$724m 34.88%
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Net Margin

2025 1.62% 107.26%
2026
7.00% 332.47%
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2027
10.64% 52.00%
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2028
11.91% 11.94%
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Earnings per share, P/E ratio and EV/sales Estimates 2026, 2027 to 2029

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Quarter Annually
Jun '25 2026
Estimates
Earnings Per Share $ 0.15 0.86
108.98% 473.33%
P/E 91.38
EV/Sales 7.94

30 Analysts have issued a Affirm forecast for earnings per share. The average Affirm EPS is

$0.86
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. This is
30.30% higher
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than earnings per share in the financial year 2025. The highest EPS forecast is
$1.15 74.24%
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, the lowest is
$0.50 24.24%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2025 $0.15 108.98%
2026
$0.86 473.33%
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2027
$1.63 89.53%
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2028
$2.19 34.36%
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P/E ratio

Current 119.62 460.30%
2026
91.38 23.61%
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2027
48.53 46.89%
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2028
35.98 25.86%
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Based on analysts' sales estimates for 2026, the Affirm stock is valued at an EV/Sales of

and an P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 9.36 5.05%
2026
7.94 15.16%
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2027
6.41 19.26%
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2028
5.32 16.96%
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2029
3.54 33.48%
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P/S ratio

Current 7.53 18.62%
2026
6.39 15.13%
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2027
5.16 19.26%
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2028
4.29 16.96%
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2029
2.85 33.47%
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Current Affirm Upgrades & Downgrades

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Analyst Rating Action Date
B of A Securities
Locked
Locked
Locked Nov 07 2025
Morgan Stanley
Locked
Locked
Locked Nov 07 2025
RBC Capital
Locked
Locked
Locked Nov 07 2025
Truist Securities
Locked
Locked
Locked Oct 24 2025
Citigroup
Locked
Locked
Locked Oct 22 2025
Wells Fargo
Locked
Locked
Locked Oct 22 2025
Goldman Sachs
Locked
Locked
Locked Oct 13 2025
Analyst Rating Date
Locked
B of A Securities:
Locked
Locked
Nov 07 2025
Locked
Morgan Stanley:
Locked
Locked
Nov 07 2025
Locked
RBC Capital:
Locked
Locked
Nov 07 2025
Locked
Truist Securities:
Locked
Locked
Oct 24 2025
Locked
Citigroup:
Locked
Locked
Oct 22 2025
Locked
Wells Fargo:
Locked
Locked
Oct 22 2025
Locked
Goldman Sachs:
Locked
Locked
Oct 13 2025

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