$80.70
4.60%
Nasdaq, Oct 09, 04:22 pm EDT. Closed.
Why the stock moved Why the stock moved Beta
ISIN
US00827B1061
Symbol
AFRM

Affirm Target price 2026 - Analyst rating & recommendation

Affirm Classifications & Recommendation

Buy
76%
Hold
24%

Affirm Price Target

Target Price $102.00
Price $80.70
Potential
Number of Estimates 35
35 Analysts have issued a price target Affirm 2027 . The average Affirm target price is $102.00. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 41 analysts: 31 Analysts recommend Affirm to buy, 10 to hold and 0 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the Affirm stock has an average upside potential 2027 of . Most analysts recommend the Affirm stock at Purchase.

Sales and Margin forecast 2027, 2028 to 2033

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Select at least one metric to display the chart.


Quarter Annually
Jun '26 2027
Estimates
Revenue Billion $ 4.26 5.51
32.15% 29.24%
EBITDA Margin 27.56% 28.42%
57.82% 3.12%
Net Margin 45.29% 12.33%
2,698.04% 72.77%

40 Analysts have issued a sales forecast Affirm 2027 . The average Affirm sales estimate is

$5.5b
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. This is
29.24% higher
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$6.0b 40.86%
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, the lowest is
$2.5b 41.70%
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.

This results in the following potential growth metrics:

Revenue Estimates

2026 $4.3b 32.15%
2027
$5.5b 29.24%
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2028
$7.0b 26.57%
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2029
$8.6b 24.07%
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2030
$9.6b 11.51%
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2031
$11.2b 15.66%
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2032
$12.7b 13.61%
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2033
$14.1b 11.57%
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21 Analysts have issued an Affirm EBITDA forecast 2027. The average Affirm EBITDA estimate is

$1.6b
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. This is
33.27% higher
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than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$1.9b 58.39%
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, the lowest is
$1.0b 11.86%
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.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2026 $1.2b 108.56%
2027
$1.6b 33.27%
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2028
$2.1b 36.10%
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2029
$2.8b 29.20%
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2030
$2.2b 19.30%
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2031
$2.7b 20.44%
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2032
$3.2b 18.09%
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2033
$3.6b 15.32%
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EBITDA Margin

2026 27.56% 57.82%
2027
28.42% 3.12%
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2028
30.56% 7.53%
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2029
31.82% 4.12%
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39 Affirm Analysts have issued a net profit forecast 2027. The average Affirm net profit estimate is

$679m
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. This is
64.82% lower
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$924m 52.12%
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, the lowest is
$535m 72.26%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2026 $1.9b 3,597.62%
2027
$679m 64.82%
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2028
$994m 46.40%
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2029
$1.4b 37.85%
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Net Margin

2026 45.29% 2,698.04%
2027
12.33% 72.77%
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2028
14.26% 15.65%
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2029
15.84% 11.08%
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Earnings per share, P/E ratio and EV/sales Estimates 2027, 2028 to 2033

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Select at least one metric to display the chart.


Quarter Annually
Jun '26 2027
Estimates
Earnings Per Share $ 5.53 2.01
3,586.67% 63.65%
P/E 40.08
EV/Sales 6.43

39 Analysts have issued a Affirm forecast for earnings per share. The average Affirm EPS is

$2.01
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. This is
63.59% lower
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than earnings per share in the financial year 2026. The highest EPS forecast is
$2.74 50.36%
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, the lowest is
$1.59 71.20%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2026 $5.53 3,586.67%
2027
$2.01 63.65%
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2028
$2.95 46.77%
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2029
$4.06 37.63%
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2030
$4.40 8.37%
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2031
$5.60 27.27%
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2032
$7.00 25.00%
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2033
$8.53 21.86%
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P/E ratio

Current 14.62 97.46%
2027
40.08 174.15%
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2028
27.38 31.69%
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2029
19.86 27.47%
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Based on analysts' sales estimates for 2027, the Affirm stock is valued at an EV/Sales of

and an P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 8.31 12.53%
2027
6.43 22.66%
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2028
5.08 20.99%
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2029
4.09 19.40%
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2030
3.67 10.32%
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2031
3.17 13.54%
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2032
2.79 11.98%
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2033
2.50 10.37%
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P/S ratio

Current 6.39 15.44%
2027
4.94 22.62%
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2028
3.91 20.99%
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2029
3.15 19.40%
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2030
2.82 10.32%
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2031
2.44 13.54%
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2032
2.15 11.98%
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2033
1.93 10.37%
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Current Affirm Upgrades & Downgrades

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Analyst Rating Action Date
TD Cowen
Locked
➜
Locked
Locked Oct 06 2026
Freedom Capital Markets
Locked
➜
Locked
Locked Oct 01 2026
Citizens
Locked
➜
Locked
Locked Sep 16 2026
Wolfe Research
Locked
➜
Locked
Locked Sep 14 2026
Loop Capital
Locked
➜
Locked
Locked Sep 09 2026
Truist Securities
Locked
➜
Locked
Locked Sep 03 2026
Scotiabank
Locked
➜
Locked
Locked Sep 02 2026
Analyst Rating Date
Locked
TD Cowen:
Locked
➜
Locked
Oct 06 2026
Locked
Freedom Capital Markets:
Locked
➜
Locked
Oct 01 2026
Locked
Citizens:
Locked
➜
Locked
Sep 16 2026
Locked
Wolfe Research:
Locked
➜
Locked
Sep 14 2026
Locked
Loop Capital:
Locked
➜
Locked
Sep 09 2026
Locked
Truist Securities:
Locked
➜
Locked
Sep 03 2026
Locked
Scotiabank:
Locked
➜
Locked
Sep 02 2026

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