$71.54
6.56% today
Nasdaq, Sep 30, 04:51 pm CET
ISIN
US00827B1061
Symbol
AFRM

Affirm Target price 2025 - Analyst rating & recommendation

Affirm Classifications & Recommendation:

Buy
68%
Hold
32%

Affirm Price Target

Target Price $96.90
Price $76.56
Potential
Number of Estimates 23
23 Analysts have issued a price target Affirm 2026 . The average Affirm target price is $96.90. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 31 analysts: 21 Analysts recommend Affirm to buy, 10 to hold and 0 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the Affirm stock has an average upside potential 2026 of . Most analysts recommend the Affirm stock at Purchase.

Sales and Margin forecast 2026, 2027 to 2030

Create a premium account to unlock analyst estimates. Learn more

Quarter Annually
Jun '25 2026
Estimates
Revenue Billion $ 3.22 4.06
38.80% 25.98%
EBITDA Margin 17.46% 26.71%
528.00% 52.95%
Net Margin 1.62% 6.99%
107.26% 331.86%

28 Analysts have issued a sales forecast Affirm 2026 . The average Affirm sales estimate is

$4.1b
Unlock
. This is
25.98% higher
Unlock
than the revenue of the last 12 months(TTM). The highest sales forecast is
$4.5b 39.06%
Unlock
, the lowest is
$3.8b 16.95%
Unlock
.

This results in the following potential growth metrics:

Revenue Estimates

2025 $3.2b 38.80%
2026
$4.1b 25.98%
Unlock
2027
$5.0b 23.66%
Unlock
2028
$6.2b 22.99%
Unlock
2029
$6.7b 8.56%
Unlock
2030
$7.7b 15.00%
Unlock

18 Analysts have issued an Affirm EBITDA forecast 2026. The average Affirm EBITDA estimate is

$1.1b
Unlock
. This is
92.69% higher
Unlock
than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$1.2b 112.58%
Unlock
, the lowest is
$939m 66.74%
Unlock
.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2025 $563m 694.08%
2026
$1.1b 92.69%
Unlock
2027
$1.3b 22.40%
Unlock
2028
$1.6b 23.34%
Unlock

EBITDA Margin

2025 17.46% 528.00%
2026
26.71% 52.95%
Unlock
2027
26.44% 1.01%
Unlock
2028
26.51% 0.26%
Unlock

28 Affirm Analysts have issued a net profit forecast 2026. The average Affirm net profit estimate is

$284m
Unlock
. This is
444.20% higher
Unlock
than the net profit for the last 12 months(TTM). The highest net profit forecast is
$423m 711.06%
Unlock
, the lowest is
$189m 262.00%
Unlock
.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2025 $52.2m 110.08%
2026
$284m 444.20%
Unlock
2027
$507m 78.41%
Unlock
2028
$683m 34.70%
Unlock
2029
$1.2b 78.30%
Unlock
2030
$1.4b 14.99%
Unlock

Net Margin

2025 1.62% 107.26%
2026
6.99% 331.86%
Unlock
2027
10.09% 44.35%
Unlock
2028
11.05% 9.51%
Unlock
2029
18.15% 64.25%
Unlock
2030
18.14% 0.06%
Unlock

Earnings per share, P/E ratio and EV/sales Estimates 2026, 2027 to 2030

Create a premium account to unlock analyst estimates. Learn more

Quarter Annually
Jun '25 2026
Estimates
Earnings Per Share $ 0.15 0.87
108.98% 480.00%
P/E 87.64
EV/Sales 7.68

28 Analysts have issued a Affirm forecast for earnings per share. The average Affirm EPS is

$0.87
Unlock
. This is
569.23% higher
Unlock
than earnings per share in the financial year 2025. The highest EPS forecast is
$1.30 900.00%
Unlock
, the lowest is
$0.58 346.15%
Unlock
.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2025 $0.15 108.98%
2026
$0.87 480.00%
Unlock
2027
$1.56 79.31%
Unlock
2028
$2.10 34.62%
Unlock
2029
$3.74 78.10%
Unlock
2030
$4.30 14.97%
Unlock

P/E ratio

Current 588.92 2,446.53%
2026
87.64 85.12%
Unlock
2027
49.12 43.95%
Unlock
2028
36.47 25.75%
Unlock
2029
20.45 43.93%
Unlock
2030
17.79 13.01%
Unlock

Based on analysts' sales estimates for 2026, the Affirm stock is valued at an EV/Sales of

and an P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 9.67 12.97%
2026
7.68 20.60%
Unlock
2027
6.21 19.13%
Unlock
2028
5.05 18.70%
Unlock
2029
4.65 7.89%
Unlock
2030
4.04 13.04%
Unlock

P/S ratio

Current 7.73 28.36%
2026
6.14 20.62%
Unlock
2027
4.96 19.13%
Unlock
2028
4.04 18.69%
Unlock
2029
3.72 7.89%
Unlock
2030
3.23 13.04%
Unlock

Current Affirm Upgrades & Downgrades

Create a Premium account to unlock Upgrades/Downgrades. Learn more
Analyst Rating Action Date
Truist Securities
Locked
Locked
Locked Sep 12 2025
Mizuho
Locked
Locked
Locked Sep 02 2025
Evercore ISI Group
Locked
Locked
Locked Aug 29 2025
B of A Securities
Locked
Locked
Locked Aug 29 2025
JMP Securities
Locked
Locked
Locked Aug 29 2025
RBC Capital
Locked
Locked
Locked Aug 29 2025
JP Morgan
Locked
Locked
Locked Aug 29 2025
Analyst Rating Date
Locked
Truist Securities:
Locked
Locked
Sep 12 2025
Locked
Mizuho:
Locked
Locked
Sep 02 2025
Locked
Evercore ISI Group:
Locked
Locked
Aug 29 2025
Locked
B of A Securities:
Locked
Locked
Aug 29 2025
Locked
JMP Securities:
Locked
Locked
Aug 29 2025
Locked
RBC Capital:
Locked
Locked
Aug 29 2025
Locked
JP Morgan:
Locked
Locked
Aug 29 2025

Register for Free

StocksGuide is the ultimate tool for easily finding, analyzing and tracking stocks. Learn from successful investors and make informed investment decisions. We empower you to become a confident, independent investor.

The Apple stock at a glance with charts, current key metrics, news and stock analyses.
The Best Dividend Stocks in the Dividend Top Scorer list.
Stock Analyses of the Best Stocks Worldwide.
Start building wealth today