$45.19
2.19% yesterday
Nasdaq, Mar 31, 10:18 pm CET
ISIN
US00827B1061
Symbol
AFRM

Affirm Target price 2025 - Analyst rating & recommendation

Affirm Classifications & Recommendation:

Buy
63%
Hold
38%

Affirm Price Target

Target Price $74.89
Price $45.19
Potential
Number of Estimates 18
18 Analysts have issued a price target Affirm 2026 . The average Affirm target price is $74.89. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 24 analysts: 15 Analysts recommend Affirm to buy, 9 to hold and 0 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the Affirm stock has an average upside potential 2026 of . Most analysts recommend the Affirm stock at Purchase.

Sales and Margin forecast 2025, 2026 to 2029

Create a premium account to unlock analyst estimates. Learn more

Quarter Annually
Jun '24 2025
Estimates
Revenue Billion $ 2.32 3.18
46.29% 37.04%
EBITDA Margin 3.72% 23.62%
108.39% 535.28%
Net Margin -22.70% 0.25%
65.82% 101.10%

19 Analysts have issued a sales forecast Affirm 2025 . The average Affirm sales estimate is

$3.2b
Unlock
. This is
13.68% higher
Unlock
than the revenue of the last 12 months(TTM). The highest sales forecast is
$3.3b 16.13%
Unlock
, the lowest is
$3.1b 12.46%
Unlock
.

This results in the following potential growth metrics:

Revenue Estimates

2024 $2.3b 46.29%
2025
$3.2b 37.04%
Unlock
2026
$4.0b 24.31%
Unlock
2027
$5.0b 26.80%
Unlock
2028
$6.4b 27.35%
Unlock
2029
$7.4b 15.36%
Unlock

6 Analysts have issued an Affirm EBITDA forecast 2025. The average Affirm EBITDA estimate is

$752m
Unlock
. This is
66.40% higher
Unlock
than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$793m 75.52%
Unlock
, the lowest is
$738m 63.28%
Unlock
.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2024 $86.4m 112.27%
2025
$752m 770.43%
Unlock
2026
$1.1b 40.90%
Unlock
2027
$1.4b 36.39%
Unlock

EBITDA Margin

2024 3.72% 108.39%
2025
23.62% 535.28%
Unlock
2026
26.77% 13.34%
Unlock
2027
28.79% 7.55%
Unlock

16 Affirm Analysts have issued a net profit forecast 2025. The average Affirm net profit estimate is

$8.0m
Unlock
. This is
103.87% higher
Unlock
than the net profit for the last 12 months(TTM). The highest net profit forecast is
$86.7m 142.24%
Unlock
, the lowest is
$-104m 49.23%
Unlock
.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2024 $-527m 50.00%
2025
$8.0m 101.51%
Unlock
2026
$194m 2,334.59%
Unlock
2027
$574m 196.65%
Unlock
2028
$708m 23.35%
Unlock
2029
$1.1b 54.91%
Unlock

Net Margin

2024 -22.70% 65.82%
2025
0.25% 101.10%
Unlock
2026
4.89% 1,856.00%
Unlock
2027
11.44% 133.95%
Unlock
2028
11.08% 3.15%
Unlock
2029
14.88% 34.30%
Unlock

Earnings per share, P/E ratio and EV/sales Estimates 2025, 2026 to 2029

Create a premium account to unlock analyst estimates. Learn more

Quarter Annually
Jun '24 2025
Estimates
Earnings Per Share $ -1.67 0.03
50.00% 101.80%
P/E 1,794.75
EV/Sales 6.17

16 Analysts have issued a Affirm forecast for earnings per share. The average Affirm EPS is

$0.03
Unlock
. This is
104.62% higher
Unlock
than earnings per share in the financial year 2024. The highest EPS forecast is
$0.27 141.54%
Unlock
, the lowest is
$-0.33 49.23%
Unlock
.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2024 $-1.67 50.00%
2025
$0.03 101.80%
Unlock
2026
$0.61 1,933.33%
Unlock
2027
$1.82 198.36%
Unlock
2028
$2.24 23.08%
Unlock
2029
$3.47 54.91%
Unlock

P/E ratio

Current -69.14 361.55%
2025
1,794.75 2,695.82%
Unlock
2026
73.72 95.89%
Unlock
2027
24.85 66.29%
Unlock
2028
20.15 18.91%
Unlock
2029
13.01 35.43%
Unlock

Based on analysts' sales estimates for 2025, the Affirm stock is valued at an EV/Sales of

and an P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 7.02 13.01%
2025
6.17 12.06%
Unlock
2026
4.97 19.56%
Unlock
2027
3.92 21.14%
Unlock
2028
3.08 21.47%
Unlock
2029
2.67 13.31%
Unlock

P/S ratio

Current 5.17 13.51%
2025
4.54 12.04%
Unlock
2026
3.66 19.56%
Unlock
2027
2.88 21.14%
Unlock
2028
2.26 21.47%
Unlock
2029
1.96 13.31%
Unlock

Current Affirm Upgrades & Downgrades

Create a Premium account to unlock Upgrades/Downgrades. Learn more
Analyst Rating Action Date
Seaport Global
Locked
Locked
Locked Mar 24 2025
BMO Capital
Locked
Locked
Locked Mar 20 2025
Compass Point
Locked
Locked
Locked Mar 19 2025
Goldman Sachs
Locked
Locked
Locked Mar 18 2025
Goldman Sachs
Locked
Locked
Locked Mar 17 2025
Goldman Sachs
Locked
Locked
Locked Feb 10 2025
Barclays
Locked
Locked
Locked Feb 10 2025
Analyst Rating Date
Locked
Seaport Global:
Locked
Locked
Mar 24 2025
Locked
BMO Capital:
Locked
Locked
Mar 20 2025
Locked
Compass Point:
Locked
Locked
Mar 19 2025
Locked
Goldman Sachs:
Locked
Locked
Mar 18 2025
Locked
Goldman Sachs:
Locked
Locked
Mar 17 2025
Locked
Goldman Sachs:
Locked
Locked
Feb 10 2025
Locked
Barclays:
Locked
Locked
Feb 10 2025

Register for Free

StocksGuide is the ultimate tool for easily finding, analyzing and tracking stocks. Learn from successful investors and make informed investment decisions. We empower you to become a confident, independent investor.

The Apple stock at a glance with charts, current key metrics, news and stock analyses.
The Best Dividend Stocks in the Dividend Top Scorer list.
Stock Analyses of the Best Stocks Worldwide.
Start building wealth today