$87.35
2.58% yesterday
Nasdaq, Sep 05, 10:14 pm CET
ISIN
US00827B1061
Symbol
AFRM

Affirm Target price 2025 - Analyst rating & recommendation

Affirm Classifications & Recommendation:

Buy
68%
Hold
32%

Affirm Price Target

Target Price $95.88
Price $87.35
Potential
Number of Estimates 23
23 Analysts have issued a price target Affirm 2026 . The average Affirm target price is $95.88. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 31 analysts: 21 Analysts recommend Affirm to buy, 10 to hold and 0 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the Affirm stock has an average upside potential 2026 of . Most analysts recommend the Affirm stock at Purchase.

Sales and Margin forecast 2025, 2026 to 2030

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Quarter Annually
Jun '24 2025
Estimates
Revenue Billion $ 2.32 3.24
46.29% 39.35%
EBITDA Margin -4.08% 23.46%
92.34% 674.99%
Net Margin -22.29% 1.79%
64.08% 108.03%

27 Analysts have issued a sales forecast Affirm 2025 . The average Affirm sales estimate is

$3.2b
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. This is
7.64% higher
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$3.4b 11.50%
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, the lowest is
$2.9b 4.06%
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.

This results in the following potential growth metrics:

Revenue Estimates

2024 $2.3b 46.29%
2025
$3.2b 39.35%
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2026
$4.0b 22.09%
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2027
$4.8b 22.65%
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2028
$6.2b 28.78%
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2029
$6.7b 7.45%
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2030
$7.7b 15.00%
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17 Analysts have issued an Affirm EBITDA forecast 2025. The average Affirm EBITDA estimate is

$759m
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. This is
79.46% higher
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than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$788m 86.11%
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, the lowest is
$720m 70.23%
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.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2024 $-94.8m 88.79%
2025
$759m 901.16%
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2026
$1.0b 37.49%
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2027
$1.4b 36.88%
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2028
$1.8b 24.21%
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EBITDA Margin

2024 -4.08% 92.34%
2025
23.46% 674.99%
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2026
26.42% 12.62%
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2027
29.48% 11.58%
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2028
28.44% 3.53%
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26 Affirm Analysts have issued a net profit forecast 2025. The average Affirm net profit estimate is

$57.9m
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. This is
193.07% higher
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$887m 1,526.68%
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, the lowest is
$-31.6m 49.17%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2024 $-518m 47.45%
2025
$57.9m 111.18%
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2026
$290m 401.52%
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2027
$567m 95.46%
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2028
$1.4b 153.81%
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2029
$1.2b 16.16%
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2030
$1.4b 14.99%
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Net Margin

2024 -22.29% 64.08%
2025
1.79% 108.03%
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2026
7.35% 310.61%
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2027
11.71% 59.32%
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2028
23.07% 97.01%
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2029
18.00% 21.98%
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2030
18.00% 0.00%
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Earnings per share, P/E ratio and EV/sales Estimates 2025, 2026 to 2030

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Quarter Annually
Jun '24 2025
Estimates
Earnings Per Share $ -1.67 0.18
50.00% 110.78%
P/E 499.58
EV/Sales 9.02

26 Analysts have issued a Affirm forecast for earnings per share. The average Affirm EPS is

$0.18
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. This is
200.00% higher
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than earnings per share in the financial year 2024. The highest EPS forecast is
$2.75 1,627.78%
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, the lowest is
$-0.10 44.44%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2024 $-1.67 50.00%
2025
$0.18 110.78%
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2026
$0.90 400.00%
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2027
$1.76 95.56%
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2028
$4.47 153.98%
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2029
$3.74 16.33%
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2030
$4.30 14.97%
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P/E ratio

Current -498.11 1,756.17%
2025
499.58 200.29%
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2026
99.62 80.06%
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2027
50.97 48.84%
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2028
20.08 60.60%
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2029
23.95 19.27%
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2030
20.83 13.03%
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Based on analysts' sales estimates for 2025, the Affirm stock is valued at an EV/Sales of

and an P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 9.71 8.13%
2025
9.02 7.09%
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2026
7.39 18.09%
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2027
6.02 18.47%
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2028
4.68 22.35%
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2029
4.35 6.93%
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2030
3.79 13.04%
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P/S ratio

Current 9.71 50.77%
2025
9.02 7.10%
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2026
7.39 18.09%
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2027
6.02 18.47%
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2028
4.68 22.35%
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2029
4.35 6.93%
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2030
3.79 13.04%
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Current Affirm Upgrades & Downgrades

Create a Premium account to unlock Upgrades/Downgrades. Learn more
Analyst Rating Action Date
Mizuho
Locked
Locked
Locked Sep 02 2025
Evercore ISI Group
Locked
Locked
Locked Aug 29 2025
B of A Securities
Locked
Locked
Locked Aug 29 2025
JMP Securities
Locked
Locked
Locked Aug 29 2025
RBC Capital
Locked
Locked
Locked Aug 29 2025
Morgan Stanley
Locked
Locked
Locked Aug 29 2025
JP Morgan
Locked
Locked
Locked Aug 29 2025
Analyst Rating Date
Locked
Mizuho:
Locked
Locked
Sep 02 2025
Locked
Evercore ISI Group:
Locked
Locked
Aug 29 2025
Locked
B of A Securities:
Locked
Locked
Aug 29 2025
Locked
JMP Securities:
Locked
Locked
Aug 29 2025
Locked
RBC Capital:
Locked
Locked
Aug 29 2025
Locked
Morgan Stanley:
Locked
Locked
Aug 29 2025
Locked
JP Morgan:
Locked
Locked
Aug 29 2025

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