$60.02
1.28% today
NYSE, Feb 28, 08:45 pm CET
ISIN
US87165B1035
Symbol
SYF
Sector
Industry

Synchrony Financial Target price 2025 - Analyst rating & recommendation

Synchrony Financial Classifications & Recommendation:

Buy
63%
Hold
29%
Sell
8%

Synchrony Financial Price Target

Target Price $78.57
Price $59.26
Potential
Number of Estimates 21
21 Analysts have issued a price target Synchrony Financial 2026 . The average Synchrony Financial target price is $78.57. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 24 analysts: 15 Analysts recommend Synchrony Financial to buy, 7 to hold and 2 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the Synchrony Financial stock has an average upside potential 2026 of . Most analysts recommend the Synchrony Financial stock at Purchase.

Sales and Margin forecast 2025, 2026 & 2027

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Quarter Annually
Dec '24 2025
Estimates
Revenue Billion $ 20.76 15.48
19.73% 25.41%
EBITDA Margin 59.92% 53.27%
4.70% 11.09%
Net Margin 15.99% 19.34%
37.59% 20.94%

13 Analysts have issued a sales forecast Synchrony Financial 2025 . The average Synchrony Financial sales estimate is

$15.5b
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. This is
25.41% lower
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$15.7b 24.23%
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, the lowest is
$15.3b 26.31%
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.

This results in the following potential growth metrics:

Revenue Estimates

2024 $20.8b 19.73%
2025
$15.5b 25.41%
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2026
$16.2b 4.91%
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2027
$17.6b 8.31%
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1 Analyst has issued an EBITDA forecast Synchrony Financial 2025 . The average Synchrony Financial EBITDA estimate is

$8.2b
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. This is
33.68% lower
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than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$8.2b 33.68%
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, the lowest is
$8.2b 33.68%
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.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2024 $12.4b 25.36%
2025
$8.2b 33.68%
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2026
$8.3b 0.47%
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2027
$9.1b 9.86%
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EBITDA Margin

2024 59.92% 4.70%
2025
53.27% 11.09%
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2026
51.01% 4.24%
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2027
51.75% 1.45%
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16 Synchrony Financial Analysts have issued a net profit forecast 2025. The average Synchrony Financial net profit estimate is

$3.0b
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. This is
9.57% lower
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$3.2b 3.99%
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, the lowest is
$2.6b 22.16%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2024 $3.3b 64.74%
2025
$3.0b 9.78%
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2026
$3.5b 15.70%
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2027
$4.4b 27.47%
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Net Margin

2024 15.99% 37.59%
2025
19.34% 20.94%
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2026
21.33% 10.29%
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2027
25.10% 17.67%
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Earnings per share, P/E ratio and EV/sales Estimates 2025, 2026 & 2027

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Quarter Annually
Dec '24 2025
Estimates
Earnings Per Share $ 8.55 7.71
64.74% 9.82%
P/E 7.68
EV/Sales 1.62

16 Analysts have issued a Synchrony Financial forecast for earnings per share. The average Synchrony Financial <a href=https://blog.stocksguide.com/knowledge/eps-simply-explained>EPS is

$7.71
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. This is
9.61% lower
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than earnings per share in the financial year 2024. The highest <a href=https://blog.stocksguide.com/knowledge/eps-simply-explained>EPS forecast is
$8.19 3.99%
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, the lowest is
$6.64 22.16%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2024 $8.55 64.74%
2025
$7.71 9.82%
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2026
$8.93 15.82%
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2027
$11.38 27.44%
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P/E ratio

Current 6.94 10.45%
2025
7.68 10.66%
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2026
6.64 13.54%
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2027
5.21 21.54%
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Based on analysts' sales estimates for 2025, the Synchrony Financial stock is valued at an <a href=https://blog.stocksguide.com/knowledge/enterprise-value-sales-simply-explained>EV/Sales of

and an <a href=https://blog.stocksguide.com/knowledge/price-sales-ratio-simply-explained>P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 1.20 11.11%
2025
1.62 34.59%
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2026
1.54 4.68%
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2027
1.42 7.67%
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P/S ratio

Current 1.11 17.88%
2025
1.49 34.06%
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2026
1.42 4.69%
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2027
1.31 7.67%
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Current Synchrony Financial Upgrades & Downgrades Beta

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Analyst Rating Action Date
Truist Securities Locked ➜ Locked Locked Jan 30 2025
RBC Capital Locked ➜ Locked Locked Jan 29 2025
B of A Securities Locked ➜ Locked Locked Jan 28 2025
Compass Point Locked ➜ Locked Locked Jan 28 2025
UBS Locked ➜ Locked Locked Jan 13 2025
Goldman Sachs Locked ➜ Locked Locked Jan 08 2025
Truist Securities Locked ➜ Locked Locked Jan 07 2025
Analyst Rating Date
Locked
Truist Securities: Locked ➜ Locked
Jan 30 2025
Locked
RBC Capital: Locked ➜ Locked
Jan 29 2025
Locked
B of A Securities: Locked ➜ Locked
Jan 28 2025
Locked
Compass Point: Locked ➜ Locked
Jan 28 2025
Locked
UBS: Locked ➜ Locked
Jan 13 2025
Locked
Goldman Sachs: Locked ➜ Locked
Jan 08 2025
Locked
Truist Securities: Locked ➜ Locked
Jan 07 2025

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