$71.51
0.76%
NYSE, Oct 01, 04:00 pm EDT. Closed.
ISIN
US87165B1035
Symbol
SYF

Synchrony Financial Target price 2026 - Analyst rating & recommendation

Synchrony Financial Classifications & Recommendation

Buy
64%
Hold
36%

Synchrony Financial Price Target

Target Price $91.80
Price $71.51
Potential
Number of Estimates 24
24 Analysts have issued a price target Synchrony Financial 2027 . The average Synchrony Financial target price is $91.80. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 28 analysts: 18 Analysts recommend Synchrony Financial to buy, 10 to hold and 0 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the Synchrony Financial stock has an average upside potential 2027 of . Most analysts recommend the Synchrony Financial stock at Purchase.

Sales and Margin forecast 2026, 2027 to 2030

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Select at least one metric to display the chart.


Quarter Annually
Dec '25 2026
Estimates
Revenue Billion $ 18.99 19.26
2.80% 1.42%
Net Margin 18.27% 16.03%
4.14% 12.27%

25 Analysts have issued a sales forecast Synchrony Financial 2026 . The average Synchrony Financial sales estimate is

$19.3b
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. This is
0.05% higher
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$20.4b 6.19%
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, the lowest is
$18.5b 4.09%
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.

This results in the following potential growth metrics:

Revenue Estimates

2025 $19.0b 2.80%
2026
$19.3b 1.42%
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2027
$19.4b 0.70%
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2028
$20.8b 7.21%
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2029
$16.6b 19.96%
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2030
$17.1b 2.55%
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25 Synchrony Financial Analysts have issued a net profit forecast 2026. The average Synchrony Financial net profit estimate is

$3.1b
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. This is
10.15% lower
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$3.4b 1.75%
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, the lowest is
$2.9b 14.23%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2025 $3.5b 1.23%
2026
$3.1b 11.03%
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2027
$3.4b 10.37%
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2028
$3.9b 13.26%
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2029
$4.2b 8.22%
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2030
$4.5b 8.81%
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Net Margin

2025 18.27% 4.14%
2026
16.03% 12.27%
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2027
17.57% 9.61%
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2028
18.56% 5.63%
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2029
25.10% 35.24%
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2030
26.63% 6.10%
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Earnings per share, P/E ratio and EV/sales Estimates 2026, 2027 to 2030

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Select at least one metric to display the chart.


Dec '25 2026
Estimates
Earnings Per Share $ 9.28 9.50
8.54% 2.37%
P/E 7.53
EV/Sales 2.06

25 Analysts have issued a Synchrony Financial forecast for earnings per share. The average Synchrony Financial EPS is

$9.50
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. This is
7.59% lower
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than earnings per share in the financial year 2025. The highest EPS forecast is
$10.38 0.97%
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, the lowest is
$9.07 11.77%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2025 $9.28 8.54%
2026
$9.50 2.37%
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2027
$10.48 10.32%
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2028
$11.87 13.26%
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2029
$12.85 8.26%
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2030
$13.98 8.79%
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P/E ratio

Current 6.96 21.24%
2026
7.53 8.25%
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2027
6.82 9.43%
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2028
6.02 11.73%
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2029
5.57 7.48%
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2030
5.12 8.08%
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Based on analysts' sales estimates for 2026, the Synchrony Financial stock is valued at an EV/Sales of

and an P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 2.06 11.97%
2026
2.06 0.08%
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2027
2.05 0.69%
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2028
1.91 6.73%
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2029
2.39 24.95%
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2030
2.33 2.49%
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P/S ratio

Current 1.21 18.49%
2026
1.21 0.05%
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2027
1.20 0.69%
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2028
1.12 6.73%
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2029
1.40 24.94%
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2030
1.36 2.48%
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Current Synchrony Financial Upgrades & Downgrades

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Analyst Rating Action Date
Wolfe Research
Locked
➜
Locked
Locked Aug 25 2026
UBS
Locked
➜
Locked
Locked Aug 03 2026
Evercore ISI Group
Locked
➜
Locked
Locked Jul 28 2026
RBC Capital
Locked
➜
Locked
Locked Jul 22 2026
Baird
Locked
➜
Locked
Locked Jul 22 2026
Wells Fargo
Locked
➜
Locked
Locked Jul 22 2026
JP Morgan
Locked
➜
Locked
Locked Jul 13 2026
Analyst Rating Date
Locked
Wolfe Research:
Locked
➜
Locked
Aug 25 2026
Locked
UBS:
Locked
➜
Locked
Aug 03 2026
Locked
Evercore ISI Group:
Locked
➜
Locked
Jul 28 2026
Locked
RBC Capital:
Locked
➜
Locked
Jul 22 2026
Locked
Baird:
Locked
➜
Locked
Jul 22 2026
Locked
Wells Fargo:
Locked
➜
Locked
Jul 22 2026
Locked
JP Morgan:
Locked
➜
Locked
Jul 13 2026

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