OppFi Inc Stock News

CHICAGO , Aug. 21, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, announced today that it has published supplemental information regarding its outstanding warrants to purchase shares of the Company's Class A common stock.  "As OppFi continues...

OppFi delivered another strong quarter, with revenue and EPS beating expectations, driven by improved underwriting and the proprietary Model 6 credit software. The Model 6 platform has enabled larger, higher-quality loans, while reducing net charge-offs, supporting both growth and profitability improvements. Risks remain around credit quality and competition, but ongoing operational success and...

OPFI delivered strong Q2 results with 12.8% revenue growth, improved credit quality, and robust adjusted profitability despite macroeconomic headwinds. AI-driven Model 6 is a key growth engine, automating 80% of loan approvals, reducing costs, and lowering credit losses, supporting future scalability. Valuation remains attractive versus peers with low P/E and price/sales multiples, and the comp...

OppFi has turned around its business, resolving prior loan performance issues, and the company is now delivering record results. Q2 results showed moderate revenue growth but strong profitability, with rising loan yields and improving credit performance. At less than 8x forward earnings, OPFI offers an appealing valuation.

OppFi (OPFI) Q2 Revenue Jumps 13%

Personal lending platform OppFi recorded record quarterly revenue amid an uptick in loan sizes. The company released earnings Wednesday (Aug. 6) showing revenue increasing 12.8% year over year to a record $142.4 million.

OppFi Inc. (NYSE:OPFI ) Q2 2025 Earnings Conference Call August 6, 2025 9:00 AM ET Company Participants Mike Gallentine - Corporate Participant Pamela D. Johnson - CFO & Chief Accounting Officer Todd G.

GAAP net income decreased 58.5% year over year to $11.5 million Adjusted net income1 increased 59.0% year over year to $39.4 million, a Company record for any quarter Total revenue increased 12.8% year over year to $142.4 million, a Company record for any quarter Average yield, annualized increased by 130 basis points year over year to 136.1%, a Company record for any quarter Net charge-off rat...