$9.78
1.35%
NYSE, Aug 22, 10:04 pm CET
ISIN
US68386H1032
Symbol
OPFI

OppFi Inc Stock price

$9.78
-1.50 13.30% 1M
-0.82 7.69% 6M
+2.35 31.71% YTD
+5.49 127.74% 1Y
+7.51 331.22% 3Y
+0.62 6.82% 5Y
+0.62 6.82% 10Y
+0.62 6.82% 20Y
NYSE, Closing price Fri, Aug 22 2025
+0.13 1.35%
ISIN
US68386H1032
Symbol
OPFI
Industry

Key metrics

Basic
Market capitalization
$853.9m
Enterprise Value
$1.1b
Net debt
$260.7m
Cash
$45.2m
Shares outstanding
87.1m
Valuation (TTM | estimate)
P/E
negative | 7.8
P/S
1.5 | 1.4
EV/Sales
2.0 | 1.9
EV/FCF
3.3
P/B
64.0
Dividends
DPS
$0.12
Yield 1Y | 5Y
0.0% | 0.0%
Growth 1Y | 5Y
- | -
Payout 1Y | 3Y
32.3% | 30.6%
Increased
1 Year
Financials (TTM | estimate)
Revenue
$555.0m | $592.3m
EBITDA
$195.8m | $189.0m
EBIT
$188.1m | $147.9m
Net Income
$-33.5m | $109.7m
Free Cash Flow
$334.1m
Growth (TTM | estimate)
Revenue
6.8% | 12.6%
EBITDA
63.5% | 24.5%
EBIT
73.3% | 4.0%
Net Income
-739.3% | 1,410.7%
Free Cash Flow
11.3%
Margin (TTM | estimate)
Gross
98.8%
EBITDA
35.3% | 31.9%
EBIT
33.9%
Net
-6.0% | 18.5%
Free Cash Flow
60.2%
Financial Health
Equity Ratio
5.1%
Return on Equity
22.2%
ROCE
29.8%
ROIC
-
Debt/Equity
22.9
More
EPS
$-1.3
FCF per Share
$3.8
Short interest
19.6%
Employees
445
Rev per Employee
$1.2m
Show more

Is OppFi Inc a Top Scorer Stock based on the Dividend, High-Growth-Investing or Leverman Strategy?

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OppFi Inc Stock Analysis

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Analyst Opinions

9 Analysts have issued a OppFi Inc forecast:

7x Buy
78%
2x Hold
22%

Analyst Opinions

9 Analysts have issued a OppFi Inc forecast:

Buy
78%
Hold
22%

Financial data from OppFi Inc

Income Statement P&L | Balance Sheet | Cash Flow


Quarter TTM Annually
Jun '25
+/-
%
555 555
7% 7%
100%
- Direct Costs 6.51 6.51
31% 31%
1%
549 549
7% 7%
99%
- Selling and Administrative Expenses 161 161
1% 1%
29%
- Research and Development Expense - -
-
-
196 196
63% 63%
35%
- Depreciation and Amortization 7.67 7.67
32% 32%
1%
EBIT (Operating Income) EBIT 188 188
73% 73%
34%
Net Profit -34 -34
739% 739%
-6%

In millions USD.

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OppFi Inc Stock News

Neutral
PRNewsWire
3 days ago
CHICAGO , Aug. 21, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, announced today that it has published supplemental information regarding its outstanding warrants to purchase shares of the Company's Class A common stock.  "As OppFi continues...
Positive
Seeking Alpha
12 days ago
OppFi delivered another strong quarter, with revenue and EPS beating expectations, driven by improved underwriting and the proprietary Model 6 credit software. The Model 6 platform has enabled larger, higher-quality loans, while reducing net charge-offs, supporting both growth and profitability improvements. Risks remain around credit quality and competition, but ongoing operational success and...
Neutral
Seeking Alpha
13 days ago
OPFI delivered strong Q2 results with 12.8% revenue growth, improved credit quality, and robust adjusted profitability despite macroeconomic headwinds. AI-driven Model 6 is a key growth engine, automating 80% of loan approvals, reducing costs, and lowering credit losses, supporting future scalability. Valuation remains attractive versus peers with low P/E and price/sales multiples, and the comp...
More OppFi Inc News

Company Profile

OppFi, Inc. operates as financial technology platform that powers banks to offer lending products to consumers. Its Artificial Intelligence (AI) enabled financial technology platform to help everyday consumers who lack access to traditional credit products to build a financial path. The company was founded by Todd G. Schwartz and Theodore Schwartz in 2012 and is headquartered in Chicago, IL.

Head office United States
CEO Todd Schwartz
Employees 445
Founded 2012
Website www.oppfi.com

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