OppFi Inc Stock

$10.40

2.26% day before yesterday

NYSE, Aug 01, 10:21 pm CET

ISIN

US68386H1032

Symbol

OPFI

Reports

Quarter | Annual

Index

NYSE Composite

Sector

Financial Services

Industry

Consumer Finance

Overview Dividends Analysts Charts News Strategies

OppFi Inc Stock price

$10.40

+1.24 13.59% 5Y

NYSE, Closing price Fri, Aug 01 2025

-0.24 2.26%

ISIN

US68386H1032

Symbol

OPFI

Reports

Quarter | Annual

Index

NYSE Composite

Sector

Financial Services

Industry

Consumer Finance

Key metrics

Basic

Market capitalization

$902.8m

Enterprise Value

$1.1b

Net debt

$230.0m

Cash

$58.0m

Shares outstanding

86.4m

Valuation (TTM | estimate)

P/E

negative | 8.3

P/S

1.7 | 1.5

EV/Sales

2.1 | 1.9

EV/FCF

3.6

P/B

40.0

Dividends

DPS

$0.12

Yield 1Y | 5Y

0.0% | 0.0%

Growth 1Y | 5Y

- | -

Payout 1Y | 3Y

32.3% | 30.6%

Increased

1 Year

Financials (TTM | estimate)

Revenue

$538.9m | $592.3m

EBITDA

$182.7m | $189.0m

EBIT

$174.1m | $148.7m

Net Income

$-9.7m | $108.9m

Free Cash Flow

$317.9m

Growth (TTM | estimate)

Revenue

3.8% | 12.6%

EBITDA

66.7% | 24.5%

EBIT

78.3% | 4.6%

Net Income

-326.0% | 1,399.9%

Free Cash Flow

7.4%

Financial Health

Equity Ratio

5.1%

Return on Equity

22.2%

ROCE

29.3%

ROIC

28.7%

Debt/Equity

12.8

EPS

$-0.4

FCF per Share

$3.7

Short interest

24.9%

Employees

445

Rev per Employee

$1.2m

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OppFi Inc Stock Analysis

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9 Analysts have issued a OppFi Inc forecast:

7x Buy

78%

2x Hold

22%

More details on Analyst Estimates Including Price Targets

9 Analysts have issued a OppFi Inc forecast:

Buy

78%

Hold

22%

Analyst Estimates with Stock Price Targets

Financial data from OppFi Inc

Income Statement P&L | Balance Sheet | Cash Flow

Quarter TTM Annually

Mar '25		+/- %
Revenue	539 539	4% 4% 100%
- Direct Costs	6.66 6.66	34% 34% 1%
Gross Profit	532 532	5% 5% 99%
- Selling and Administrative Expenses	160 160	2% 2% 30%
- Research and Development Expense	- -	- -
EBITDA	183 183	67% 67% 34%
- Depreciation and Amortization	8.66 8.66	28% 28% 2%
EBIT (Operating Income) EBIT	174 174	78% 78% 32%
Net Profit	-9.65 -9.65	326% 326% -2%

In millions USD.

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OppFi Inc Stock News

Neutral

Business Wire

●

19 days ago

OppFi Announces its Second Quarter 2025 Earnings Conference Call

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, will report financial results for its second quarter 2025 before the market open on Wednesday, August 6, 2025. Management will host a conference call on August 6, 2025, at 9:00 a.m. ...

Positive

Seeking Alpha

●

24 days ago

OppFi Is Undervalued Despite Its Recent Rebound

OppFi's operational metrics are strong, with improved loan originations, lower charge-offs, and increased automation driving business efficiency. Revenue growth is sluggish but rebounding, while EPS and profitability have soared, due to better expense management and credit modeling. Full-year guidance is decent, with accelerating revenue growth and solid, though moderating, EPS gains expected f...

Positive

Seeking Alpha

●

24 days ago

OppFi: Remaining Bullish Here, Though A Little More Cautious

OppFi's strong Q1 results, improved credit profile, and operational execution have driven a strong stock performance in recent months. Internal improvements—better credit scoring, higher yields, and lower net charge-offs—support ongoing profitability and competitive positioning in the subprime lending market. Guidance for revenue and EPS has been raised, with continued beat-and-raise quarters l...

More OppFi Inc News

Company Profile

OppFi, Inc. operates as financial technology platform that powers banks to offer lending products to consumers. Its Artificial Intelligence (AI) enabled financial technology platform to help everyday consumers who lack access to traditional credit products to build a financial path. The company was founded by Todd G. Schwartz and Theodore Schwartz in 2012 and is headquartered in Chicago, IL.

Head office	United States
CEO	Todd Schwartz
Employees	445
Founded	2012
Website	www.oppfi.com

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