$11.64
0.26% yesterday
NYSE, May 09, 10:15 pm CET
ISIN
US68386H1032
Symbol
OPFI

OppFi Inc Stock price

$11.64
+2.98 34.41% 1M
+5.02 75.81% 6M
+4.21 56.76% YTD
+8.64 287.35% 1Y
+8.90 324.49% 3Y
+2.48 27.13% 5Y
+2.48 27.13% 10Y
NYSE, Closing price Fri, May 09 2025
+0.03 0.26%
ISIN
US68386H1032
Symbol
OPFI

Key metrics

Market capitalization $1.02b
Enterprise Value $1.45b
P/E (TTM) P/E ratio negative
EV/Sales (TTM) EV/Sales 2.69
P/S ratio (TTM) P/S ratio 1.90
P/B ratio (TTM) P/B ratio 44.62
Dividend yield 0.00%
Last dividend (FY24) $0.12
Revenue growth (TTM) Revenue growth 3.82%
Revenue (TTM) Revenue $538.89m
EBIT (operating result TTM) EBIT $140.28m
Cash position $90.77m
EPS (TTM) EPS $-0.39
P/E forward 7.69
P/S forward 1.77
EV/Sales forward 2.51
Short interest 18.51%
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Is OppFi Inc a Top Scorer Stock based on the Dividend, High-Growth-Investing or Leverman Strategy?

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OppFi Inc Stock Analysis

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Analyst Opinions

2 Analysts have issued a OppFi Inc forecast:

2x Buy
100%

Analyst Opinions

2 Analysts have issued a OppFi Inc forecast:

Buy
100%

Financial data from OppFi Inc

Income Statement P&L | Balance Sheet | Cash Flow


Quarter TTM Annually
Mar '25
+/-
%
539 539
4% 4%
100%
- Direct Costs 29 29
24% 24%
5%
517 517
7% 7%
96%
- Selling and Administrative Expenses 345 345
1% 1%
64%
- Research and Development Expense - -
-
-
- -
-
-
- Depreciation and Amortization 8.66 8.66
28% 28%
2%
EBIT (Operating Income) EBIT 140 140
48% 48%
26%
Net Profit -9.65 -9.65
325% 325%
-2%

In millions USD.

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OppFi Inc Stock News

Neutral
Seeking Alpha
about 16 hours ago
OppFi had a strong Q1, with net income growing by 101% YOY and adjusted net income by 285%, driving a 10% stock surge. Despite impressive earnings, subprime borrowers pose high risks due to economic uncertainty, inflation, and a potential recession, making OPFI too risky an investment. OppLoans platform provides loans to subprime borrowers with steady income and direct deposits, but high defaul...
Negative
Seeking Alpha
one day ago
OppFi targets the underbanked market, serving 1.4 million customers, but faces intense competition and limited total addressable market growth. Despite economic concerns, OppFi's 2024 financial performance was exceptional, and now Q1 2025 revenue is up 10% YoY and net income doubled. Potentially rising delinquencies and economic uncertainties complicate OppFi's outlook, making the fintech and u...
Positive
Seeking Alpha
2 days ago
OppFi Inc. has staged a remarkable recovery from its initial poorly received SPAC deal. This comeback has been driven by a major improvement in its loan performance metrics. Shares are up dramatically over the past year, but earnings have risen enough to support the valuation.
More OppFi Inc News

Company Profile

OppFi, Inc. operates as financial technology platform that powers banks to offer lending products to consumers. Its Artificial Intelligence (AI) enabled financial technology platform to help everyday consumers who lack access to traditional credit products to build a financial path. The company was founded by Todd G. Schwartz and Theodore Schwartz in 2012 and is headquartered in Chicago, IL.

Head office United States
CEO Todd Schwartz
Employees 445
Founded 2012
Website www.oppfi.com

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