$6.28
0.64%
NYSE, Sep 25, 04:00 pm EDT. Closed.
ISIN
US68386H1032
Symbol
OPFI

OppFi Inc Target price 2026 - Analyst rating & recommendation

OppFi Inc Classifications & Recommendation

Buy
78%
Hold
22%

OppFi Inc Price Target

Target Price $12.63
Price $6.28
Potential
Number of Estimates 6
6 Analysts have issued a price target OppFi Inc 2027 . The average OppFi Inc target price is $12.63. This is higher than the current stock price. The highest price target is , the lowest is .
A rating was issued by 9 analysts: 7 Analysts recommend OppFi Inc to buy, 2 to hold and 0 to sell.
Analysts don't have a crystal ball either, but they do represent the opinion of the market quite well. You should not take the price potential and the ratings as a recommendation to act. Rather, they serve as an additional building block for your own opinion or stock analysis.
Analyst Estimates: Analysts believe that the OppFi Inc stock has an average upside potential 2027 of . Most analysts recommend the OppFi Inc stock at Purchase.

Sales and Margin forecast 2026, 2027 & 2028

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Select at least one metric to display the chart.


Quarter Annually
Dec '25 2026
Estimates
Revenue Million $ 597.05 623.86
13.52% 4.49%
EBITDA Margin 35.17% 31.44%
21.80% 10.60%
Net Margin 4.41% 19.70%
219.49% 346.71%

6 Analysts have issued a sales forecast OppFi Inc 2026 . The average OppFi Inc sales estimate is

$624m
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. This is
2.04% higher
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than the revenue of the last 12 months(TTM). The highest sales forecast is
$643m 5.23%
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, the lowest is
$598m 2.19%
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.

This results in the following potential growth metrics:

Revenue Estimates

2025 $597m 13.52%
2026
$624m 4.49%
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2027
$719m 15.19%
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2028
$950m 32.25%
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4 Analysts have issued an OppFi Inc EBITDA forecast 2026. The average OppFi Inc EBITDA estimate is

$196m
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. This is
9.45% higher
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than the EBITDA of the last 12 months(TTM). The highest EBITDA forecast is
$202m 12.67%
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, the lowest is
$188m 5.16%
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.

This results in the following potential growth metrics and future EBITDA Margins:

EBITDA Estimates

2025 $210m 38.27%
2026
$196m 6.58%
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2027
$234m 19.50%
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EBITDA Margin

2025 35.17% 21.80%
2026
31.44% 10.60%
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2027
32.62% 3.75%
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6 OppFi Inc Analysts have issued a net profit forecast 2026. The average OppFi Inc net profit estimate is

$123m
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. This is
20.82% higher
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than the net profit for the last 12 months(TTM). The highest net profit forecast is
$128m 25.91%
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, the lowest is
$115m 13.41%
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.

This results in the following potential growth metrics and future Net Margins:

Net Profit Estimates

2025 $26.3m 262.67%
2026
$123m 366.77%
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2027
$166m 34.87%
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2028
$231m 39.11%
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Net Margin

2025 4.41% 219.49%
2026
19.70% 346.71%
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2027
23.06% 17.06%
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2028
24.26% 5.20%
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Earnings per share, P/E ratio and EV/sales Estimates 2026, 2027 & 2028

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Select at least one metric to display the chart.


Quarter Annually
Dec '25 2026
Estimates
Earnings Per Share $ 0.99 1.44
175.00% 45.45%
P/E 4.36
EV/Sales 1.20

6 Analysts have issued a OppFi Inc forecast for earnings per share. The average OppFi Inc EPS is

$1.44
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. This is
22.03% higher
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than earnings per share in the financial year 2025. The highest EPS forecast is
$1.50 27.12%
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, the lowest is
$1.35 14.41%
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.

This results in the following potential growth metrics and future valuations:

Earnings Per Share

2025 $0.99 175.00%
2026
$1.44 45.45%
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2027
$1.94 34.72%
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2028
$2.70 39.18%
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P/E ratio

Current 5.32 156.67%
2026
4.36 18.08%
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2027
3.23 25.92%
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2028
2.32 28.17%
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Based on analysts' sales estimates for 2026, the OppFi Inc stock is valued at an EV/Sales of

and an P/S ratio of .

This results in the following potential growth metrics and future valuations:

EV/Sales

Current 1.22 47.41%
2026
1.20 1.83%
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2027
1.04 13.18%
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2028
0.79 24.39%
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P/S ratio

Current 0.88 52.61%
2026
0.86 2.00%
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2027
0.74 13.19%
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2028
0.56 24.38%
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Current OppFi Inc Upgrades & Downgrades

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Analyst Rating Action Date
Citizens
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Locked Aug 26 2026
Citizens
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Stephens & Co.
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Citizens
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JMP Securities
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Locked May 08 2025
Northland Capital Markets
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Locked Dec 13 2024
Analyst Rating Date
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Citizens:
Locked
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Aug 26 2026
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Citizens:
Locked
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Aug 11 2026
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Stephens & Co.:
Locked
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Aug 11 2026
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Stephens & Co.:
Locked
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Locked
May 08 2026
Locked
Citizens:
Locked
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Locked
Apr 17 2026
Locked
JMP Securities:
Locked
➜
Locked
May 08 2025
Locked
Northland Capital Markets:
Locked
➜
Locked
Dec 13 2024

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